Defaqto 5 star rating for advanced cover only (when purchasing all additional options).
Defaqto is an independent researcher of financial products

What's multi-pet insurance discount?

Many people have more than one pet in their family. If you have multiple four-legged friends, our policy lets you insure them all together.

Multi-pet discount allows you to save 12.5% on the cost of pet insurance when you insure more than one pet on the same Direct Line policy.

Benefits of a multi-pet policy

Add new pets at any time
New pets can be covered straight away by adding them to your multi-pet policy.

All pets on one policy
A more manageable bill with one combined monthly premium.

One renewal date
For ease of managing your insurance, you only have to renew once per year.

Existing customer?

If you’re an existing customer, give us a call to add new pets at any time and they’ll be covered straight away.

0345 246 8705

24/7 online access to a qualified vet

Free access to PawSquad, offering live chat and video calls with UK vets who can answer your questions.

Go to Pawsquad

Save on your pets medication

Pet Drugs Online could save you money on medication, food and routine treatment.

Which pet insurance cover is right for you?

A selection of add-ons are also available. These include helping you out with advertising costs, boarding fees and holiday cancellations. Learn more and compare cover levels

Essential cover

Our essential cover meets your basic needs, including cover for accidents, injuries and disease.

Advanced cover

Our advanced cover provides full peace of mind, including cover for accidents, injuries and disease, as well as dental disease.

Things you need to know

  • Age. The older your pet gets, the more expensive your cover is likely to be. This is becasue your pet is more prone to chronic medical conditions in later years.
  • Rising vet fees. Fees are increasing throughout the UK because vets can now provide more advanced treatments.
  • Breed. Some breeds are more expensive to insure as they're more susceptible to certain medical conditions.
  • IPT. If Insurance Premium Tax either increases or decreases, insurance premiums are impacted.

Need more help?

If you'd rather talk to us, just give us a call. We can help you choose the right kind of cover.


0345 246 8705

Opening hours:

  • Mon - Fri 8am - 7pm
  • Sat 9am - 5pm
  • Sun Closed

Frequently asked questions

Yes, we’re able to insure any combination of domestic cats and dogs on one policy up to a maximum of 10 pets. However, our website will restrict the number able to be insured online to three. This is because there are a number of additional questions that we need to ask to ensure that the policy meets your requirements and so that we can establish whether there’s any additional risk, which would not be covered under the policy, such as commercial gain or using a pet for breeding purposes.

Please call us on 03452468705 if you require cover for four or more animals.

Yes, we’re able to insure any combination of domestic cats and dogs on one policy up to a maximum of 10 pets.

Yes, you can add an additional pet to your live policy at any time. However, we’re unable to do this online so please call us on 03452468705 if you require cover for an additional pet.

The new pet is added to the existing pet’s policy. This means the new pet’s cover starts the date it is added to the policy, however the renewal date is aligned to the existing policy.

No, you may only have one cover level for all pets on one policy. You may change that cover level at renewal or when you add another pet but it will change for all pets on the policy.