Included in our Annual Multi-trip insurance...
Up to £5,000 cancellation cover
We'll pay up to £5,000 cancellation cover if things like unexpected illness or unemployment force you to cancel or change your travel plans.
- Medical emergency
We'll support you in a health emergency with up to £10 million in medical expenses. Find out more
- End Supplier Failure cover
If the end supplier of your travel arrangements go bust, we will pay for costs not protected elsewhere. Find out more
- Personal liability
Up to £2 million if you're found to be legally liable for an incident that you caused during your journey that resulted in physical injury or death, or accidental loss or damage to property.
- Legal expenses and 24‐hour helpline
For practical UK legal advice and expenses up to £50,000. Find out more
- Abandoned journey
Up to £5,000 if you have to abandon your journey after a delay of 12 hours.
- Delayed or missed departure
Up to £200 per person if your departure is delayed and up to £600 for missed departure (up to £200 for a UK-only trip).
- Children's cover
We’ll cover any insured young person under 18 providing they’re travelling with an adult insured under the policy. Find out more
- Legal expenses and 24‐hour helpline
For practical UK legal advice and expenses up to £50,000. Learn more
- Personal Accident
If you’re accidentally injured on your trip, we’ll pay £10,000 if the injury is the cause of your death (£1,500 if you’re under 18). £10,000 will be paid for the loss of sight or loss of limb, while £25,000 is paid if you can’t work after two years.
- Lost or stolen passport
Up to £500 for extra travel and accommodation costs while you arrange a replacement.
- Natural disaster cover
If you can't stay at your accommodation due to a disaster we'll pay the necessary extra travel and accommodation expenses. Find out more
- Delayed personal belongings
If an airline or other travel provider has delayed your bags for more than 12 hours, we’ll provide up to £200 for any essential personal belongings you need to buy.
- Get a quote
What's not included
- Personal belongings (optional extra)
Insure your bags and their contents. Up to £1,500 for items that are lost, stolen or damaged while travelling.
- Winter sports (optional extra)
Cover for your skiing and snowboard gear for theft and damage as well as cover for you against injuries and piste closures.
- One-night UK trips
Trips within the UK must be for at least two consecutive nights and in pre-booked commercially-operated accommodation.
- Non-UK residents
We won’t pay for any claim unless you’re a permanent resident of the UK.
- One-way trips
One-ways trips will not be covered. Your trip must be a return journey starting and ending in the UK.
- Undeclared pre-existing medical conditions
Let us know about any pre-existing medical conditions before you take out a travel insurance policy with us or you won’t be covered.
Enhance your travel cover
Add insurance for personal belongings or winter sports for an extra cost.
This optional extra insures your bags and their contents while travelling. It can be added to your Annual Multi-trip cover or Single Trip cover during your quote for an additional cost. It comes as standard with Backpacker cover.
- Up to £1,500 for items that are lost, stolen or damaged.
- Up to £300 for a single item.
- Up to £300 in total for valuables such as cameras and jewellery.
- Up to £100 in total for consumable items such as tobacco or food and drink.
If you go on a winter sports holiday, you can cover your skiing and snowboard gear for theft and damage by adding our winter sports cover to your travel insurance. This will also cover you against injuries and piste closures.
This optional extra can be added to either your Annual Multi‐trip travel insurance for 22 days, or your Single Trip travel insurance for the length of your trip (limited to a maximum of 90 days, or 42 days if aged 59 or over).
- Up to £500 per person for ski equipment.
- Up to £300 per person for replacement equipment hire (£25 per day).
- Up to £250 per person for unused equipment hire, ski passes and ski school tuition fees.
- Up to £200 per person for piste closure (£20 per day).
Other travel insurance cover options
Single Trip Cover
Perfect for a one-off trip lasting up to 90 days anywhere in the world.
Cover is available up to 42 days if you're aged 60 or over.