For 24 hour emergency assistance, including serious medical emergency or needing to cut your journey short, while you’re abroad please call + 44 1252 740098. Save this number to your phone.
For all other claims under this policy (other than legal expenses and travel accommodation and other end supplier failure) you should call Direct Line’s travel claims when you get home on 0345 246 8680, open 8am - 6pm Monday to Friday.
For travel, accommodation and other end supplier failure claims you can also telephone our partners at IPP (International Passenger Protection) and get a claim form on 0208 776 3752.
Alternatively, you can download a claim form from www.ipplondon.co.uk, and once the claim is submitted with the relevant receipts and other documentation then your claim will be paid directly to you.
Yes, if you have to cancel your journey, we’ll pay you up to £5,000 for your personal accommodation and transport charges that you can’t obtain from any other source. Some exclusions apply. Please view our policy wording for full terms and conditions.
Examples of what’s covered:
If you have to cancel a journey because of the death or serious injury or illness of:
A companion your travel depends on
A member of your immediate family
A person abroad whose home you’re intending to stay in
You’re also covered for cancellation if:
You’re needed as a witness in court or for jury service
You’re required to stay at home by a relevant authority following a serious burglary, fire, storm or flood damage to your home (occurring within seven days of the start of your journey)
You’re being made unemployed or having your contract ended early if you are self-employed
Your pet dog or cat requires emergency life-saving treatment as a result of an accident or illness (occurring within seven days of the start of your journey)
You’re a member of the Armed Forces or the police, ambulance, fire or nursing service and you’re needed for unexpected emergency duty or posted overseas at the time of your journey
The Foreign and Commonwealth Office advises against ‘all travel’ to your intended destination
Examples of what’s not covered:
We won’t pay for claims caused by:
The actions or failure of any transport or accommodation provider or their agent
You not wanting to travel or not enjoying the journey
Unemployment that you were aware of before you booked the journey
The transport operator or their agents refusing to transport you, a member of your immediate family or your travelling companion
Each of your suitcases or items of luggage, their contents and items designed for you to wear or carry. This includes your valuables but does not include winter sports equipment.
Photographic, audio, computer, video and electrical equipment of any kind (including CDs, mini discs, DVDs, TV's, electronic games, MP3 players, iPods, personal digital assistants (PDAs), video and audio tapes, telescopes, binoculars, sunglasses, spectacles, mobile phones, musical instruments, jewellery, watches, furs, leather goods, animal skins and items made of or containing gold, silver, precious metals or precious or semi-precious stones.
The personal possessions limit is £1500 per insured person, the single article limit is £250 and the valuables limit is £250 in total. Remember, if you have a Discoverer policy, the personal possessions limit is £1000 per insured person, up to £250 for single articles and up to £250 for valuables. There are limits in the personal possessions and valuable sections that may not be enough for expensive items such as jewellery and photographic or video equipment. However, you can usually insure these items separately under the 'All Risks' extension of your home insurance.