Life insurance ‐ get in touch

You choose how much life insurance to buy. You might want your policy to pay out the value of your mortgage, or a specific lump sum for your dependants, or provide enough to cover both. To help you get an idea of how much cover you might need, take a look at our cover calculator.

Critical Illness Cover is designed to help cover critical illnesses which would have a severe impact on your lifestyle. We provide cover for conditions such as some forms of cancer, heart attack and stroke. The policy covers more than the guidelines published by the Association of British Insurers. It is important to refer to the Guide to Critical Illness Cover.

You can choose your policy term, subject to the terms and conditions in the Policy Booklet. You may wish to consider for example, when you plan to retire, the length of any financial commitments like your mortgage, and the age of any dependents you may have. These are factors that may indicate how many years you'd like the policy to run.

We'll aim to send you your gift seven months after your policy start date, as long as you continue to pay your premiums. Please read the gift terms and conditions for more information.

Our policies allow you to make changes, such as changing the term of your policy

• Increasing or decreasing your cover amount
• Changing between monthly or annual premiums
• Removing a person from a joint policy where cover is no longer required for that person
• Splitting a joint life policy into two single life policies in the event of divorce, dissolution of a registered civil partnership, or taking out a mortgage in the name of one person on the policy

Terms and conditions apply, please read the Policy Booklet.