Why choose Direct Line?

  • Emergency medical
    cover

    We want you to feel safe when you travel, so we’ll pay up to £10m if you have a medical emergency on your trip.

  • Trip cancellation
    cover

    We’ll pay up to £5,000 if things like unexpected illness or unemployment force you to cancel your travel plans.

  • 24/7 multilingual
    assistance

    If you ever need to get in touch, a member of our team will be on hand 24/7.

Our types of travel insurance

Annual Multi-trip Cover

A full year's cover designed for the frequent traveller - for trips up to 42 days each.

Single Trip
Cover

Quick, straightforward cover for a single trip lasting up to 90 days.

Discoverer Trip Cover

For backpackers, gap years and round-the-world trips lasting 3 to 18 months.

Customise your cover to suit you

The following optional extras can be added to Annual Multi-trip Cover
or Single Trip Cover for an additional cost during your quote.

Baggage cover

Protect your bags and their contents while travelling:

  • Up to £1,500 for items that are lost or stolen
  • Up to £250 for a single item
  • Up to £250 in total for valuables such as cameras and jewellery
  • Up to £100 in total for consumable items such as tobacco or food and drink

Winter sports cover

Add our winter sports cover to your travel insurance and you'll be covered for:

  • Up to £500 per person for ski equipment
  • Up to £300 per person for replacement equipment hire (£25 per day)
  • Up to £250 per person for unused equipment hire, ski passes and ski school tuition fees (£20 per day)
  • Up to £200 per person for piste closure (£20 per day)

Annual Multi-trip Cover: winter sports cover for 22 days
Single Trip Cover: winter sports cover for the length of your trip (limited to 90 days, or 42 days if aged 59+)

Protect your bags and their contents while travelling:

  • Up to £1,500 for items that are lost, stolen or damaged
  • Up to £250 for a single item
  • Up to £250 in total for valuables such as cameras and jewellery
  • Up to £100 in total for consumable items such as tobacco or food and drink

Add our winter sports cover to your travel insurance and you'll be covered for:

  • Up to £500 per person for ski equipment
  • Up to £300 per person for replacement equipment hire (£25 per day)
  • Up to £250 per person for unused equipment hire, ski passes and ski school tuition fees (£20 per day)
  • Up to £200 per person for piste closure (£20 per day)

Annual Multi-trip Cover: winter sports cover for 22 days
Single Trip Cover: winter sports cover for the length of your trip (limited to 90 days, or 42 days if aged 59+)

Frequently asked questions about travel insurance

I have a medical condition, which I take medication for - do I need to tell you about this?

Yes you do. And due to the extra questions we may need to ask you about your medical condition, please give us a call on 0345 246 8704 for a full quote.

What's my personal belongings cover?

Personal belongings: Each of your suitcases or items of luggage, their contents and items designed for you to wear or carry.  This includes your valuables but does not include winter sports equipment.

Valuables: Photographic, audio, computer, video and electrical equipment of any kind (including CDs, mini discs, DVDs, TV's, electronic games, MP3 players, iPods, personal digital assistants (PDAs), video and audio tapes, telescopes, binoculars, sunglasses, spectacles, mobile phones, musical instruments, jewellery, watches, furs, leather goods, animal skins and items made of or containing gold, silver, precious metals or precious or semi-precious stones.

The personal possessions limit is £1500 per insured person, the single article limit is £250 and the valuables limit is £250 in total. Remember, if you have a Discoverer policy, the personal possessions limit is £1000 per insured person, up to £250 for single articles and up to £250 for valuables. There are limits in the personal possessions and valuable sections that may not be enough for expensive items such as jewellery and photographic or video equipment. However, you can usually insure these items separately under the 'All Risks' extension of your home insurance.

What countries does the European Annual Multi-trip policy cover?

The Direct Line European Travel policy covers the following countries:

Albania, Alderney, Algarve, Algeria, Andorra, Austria, Azores, Balearic Islands, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Canary Islands, Capri, Channel Islands, Corfu, Corsica, Costa Brava, Costa del Sol, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Eire, Estonia, Finland, France, Germany, Gibraltar, Gran Canarias, Greece, Guernsey, Holland, Hungary, Iceland, Ireland, Israel, Italy, Jersey, Jordan, Latvia, Lebanon, Libya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Majorca, Malta, Minorca, Monaco, Monte Carlo, Montenegro, Morocco, Norway, Netherlands, Poland, Portugal, Romania, Russia (West of Urals), San Marino, Serbia, Spain, Slovak Republic, Slovenia, Spitsbergen, Svalbard, Sweden, Switzerland, Syria, Turkey, Tunisia, Ukraine, Vatican.

Can you offer travel insurance for someone with a pre-existing medical condition?

Yes we can but due to the extra questions we may need to ask you about your medical condition, please give us a call on 0345 246 8704 for a full quote.

If I arrange my travel policy online will my medical condition be automatically covered?

We’re sorry but your medical condition won’t be covered automatically. It’s better to give us a call on 0345 246 8704 to discuss your options.

Take a look at our magazine articles

directline logo
Do you have any  insurance policies  with Direct Line?
Close ×
directline logo
Do you have any  insurance policies  with Direct Line?

Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

Close ×