Items of fine art – along with jewellery – are collectively known as ‘valuables’ under our policies. It’s important that valuables are separated from the general contents section of the policy in order to make sure they’re properly covered. The reason for wanting to separate fine art from contents is that fine art (in the majority of cases) poses less of a risk than many items of general contents (such as electrical goods), which are much easier for thieves to dispose of. They also tend to be treasured possessions, or collections, and therefore greater care is taken of these items.
What does fine art include?
Paintings, drawings, prints, etchings, photographs, tapestries, rugs, porcelain, statues, manuscripts, clocks, barometers, antique furniture, collectibles and other works of art with historical value or artistic merit.
We recommend getting up to date valuations every five years. We have a range of valuation services available, from individual items to whole collections and our SELECT Premier Customer Advisors can help you find the right one for your requirements.