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Buildings Insurance

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Introductory cover, minimum premiums apply. Excludes optional extras/covers. Excludes SELECT Premier.

Direct Line Buildings Insurance

If your home or any outbuildings are damaged due to things like fire or flooding, having buildings insurance could save the day.

Unlike contents insurance, which covers your belongings, buildings insurance covers your roof, floors, windows, doors or ceilings - up to £1,000,000 with our home insurance policy.


What else do I get with Direct Line Buildings Insurance?

  • Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes
  • Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence
  • Covers the cost of alternative accommodation if necessary (following an insured event)
  • Access to our 24-hour Emergency Helpline

Buildings Insurance summary

Cover

Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood
Up to £1,000,000
External door locks where keys have been lost or stolen
Included as standard
Damage to plumbing installation caused by freezing/bursting
Included as standard
Accidental damage
Optional extra
Alternative accomodation (Buildings) - following an insured event
Up to £25,000
Cover

Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood
Unlimited
External door locks where keys have been lost or stolen
Included as standard
Damage to plumbing installation caused by freezing/bursting
Included as standard
Accidental damage
Included as standard
Alternative accomodation (Buildings) - following an insured event
Up to £50,000
Cover

Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood
Unlimited
External door locks where keys have been lost or stolen
Included as standard
Damage to plumbing installation caused by freezing/bursting
Included as standard
Accidental damage
Included as standard
Alternative accomodation (Buildings) - following an insured event
Unlimited
These are just some of the benefits you get with a Direct Line Buildings Insurance policy. Check out what other home insurance products we offer below.
Cover Home
Insurance
standard policy
Home
Insurance
plus policy
SELECT
Premier
policy
  
Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood Up to £1,000,000 Unlimited Unlimited
External door locks where keys have been lost or stolen Included as standard Included as standard Included as standard
Damage to plumbing installation caused by freezing/bursting Included as standard Included as standard Included as standard
Accidental damage Optional extra Included as standard Included as standard
Alternative accomodation (Buildings) - following an insured event Up to £25,000 Up to £50,000 Unlimited

These are just some of the benefits you get with a Direct Line Buildings Insurance policy. Check out what other home insurance products we offer below.



Time to cover your home?

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