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Introductory cover, minimum premiums apply. Excludes optional extras/covers. Excludes SELECT Premier.

Direct Line Buildings Insurance

If your home or any outbuildings are damaged due to things like fire or flooding, having buildings insurance could save the day.

Unlike contents insurance, which covers your belongings, buildings insurance covers your roof, floors, windows, doors or ceilings - up to £1,000,000 with our home insurance policy.

On top of that, our buildings insurance also:

  • Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes
  • Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence
  • Covers the cost of alternative accommodation if necessary (following an insured event)
  • Gives you access to a 24-hour Emergency Helpline

Summary of buildings insurance cover:

Cover Home insurance standard policy Home insurance plus policy
Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood Up to £1,000,000 Unlimited
External door locks where keys have been lost or stolen Included as standard Included as standard
Damage to plumbing installation caused by freezing/bursting Included as standard Included as standard
Accidental damage Optional extra Included as standard
Alternative accomodation (Buildings)- following an insured event Up to £25,000 Up to £50,000