Life insurance documents

Here you can find our latest life insurance documents available for you to download.

Remember, if you already have life insurance cover with us, the wording of your policy may differ from the one you’ll find here.

You’ll need Acrobat Reader to be able to view the documents. If you don’t have Acrobat Reader you can get it free at http://get.adobe.com/uk/reader/.


Life Insurance Policy Booklet

Viewable in pdf, file size 156 KB


Life Insurance Policy Summary

Viewable in pdf, file size 106 KB


Life Insurance Guide to Critical Illness Cover

Viewable in pdf, file size 137 KB


Life Insurance Information about our life insurance services

Viewable in pdf, file size 12 KB


Over 50s Life Insurance Policy Terms and Conditions

Viewable in pdf, file size 171 KB


Over 50s Life Insurance Policy Summary

Viewable in pdf, file size 195 KB


Early Days Advance Payment

Viewable in pdf, file size 145 KB

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Good to know

Direct Line’s Life Insurance is provided by Legal & General

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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