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Dog insurance from
£9.46 per month

Buy online to get 12 months for the price of 9
10% of customers achieve these prices. Online discounts are for the
first 12 months of the policy. All discounts are applied consecutively.

Defaqto 5 star rating for Advanced Cover only (when purchasing all additional options).

Defaqto is an independent researcher of financial products

Dog care advice 24/7

With free access to PawSquad, advice from qualified vets is always only a video call or live chat away.

Existing customer? Get PawSquad

Save money on dog medication

Pet Drugs Online provides discounted medication, so your policy claim limit can go further.

Start saving with Pet Drugs Online

Customisable cover

With two customisable cover levels, you can choose insurance which is right for you and your dog.

Multi-pet discount

Save 12.5% on the cost of pet insurance when you insure more than one dog – or cat - on the same policy. Add a new pet at any time.

Multi-pet discount is introductory and applies for the first 12 months of the policy. Learn more

Claim online

We aim to take the stress out of making a dog insurance claim. Use our online form and we can deal directly with your vet.

Make a claim

Why insure your dog with Direct Line?

Customisable cover

With two customisable cover levels, you can choose insurance which is right for you and your dog.

Multi-pet discount

Save 12.5% on the cost of pet insurance when you insure more than one dog – or cat - on the same policy. Add a new pet at any time.

Multi-pet discount is introductory and applies for the first 12 months of the policy. Learn more

Claim online

We aim to take the stress out of making a dog insurance claim. Use our online form and we can deal directly with your vet.

Make a claim

Dog care advice 24/7

With free access to PawSquad, advice from qualified vets is always only a video call or live chat away.

Save money on dog medication

Pet Drugs Online provides discounted medication, so your policy claim limit can go further.

Why do you need dog insurance?

If your pooch gets poorly you won't be able to pop to the local NHS vets for free treatment. From a basic consultation to an overnight stay and surgery, vet bills can cost hundreds if not thousands of pounds. This is where dog insurance can step in, footing the bill where you would otherwise have had to.

jack russell sitting on the background
jack russell sitting on the background

Which pet insurance is right for you and your dog?

Essential cover from
£9.46 per month

Our most affordable dog insurance provides up to £4,000 of cover per condition. Each condition is covered for up to 12 months from the date of the first treatment.

Advanced cover from
£13.47 per month

Our highest level of dog insurance has no time limit on how long you can continue to claim for each condition, with cover of up to £8,000 per condition.

Essential cover from £9.46 per month

Our most affordable dog insurance provides up to £4,000 of cover per condition. Each condition is covered for up to 12 months from the date of the first treatment.

Advanced cover from £13.47 per month

Our highest level of dog insurance has no time limit on how long you can continue to claim for each condition, with cover of up to £8,000 per condition.


A selection of dog cover add-ons is also available, offering help with
boarding
fees, holiday cancellations and third party liability if your dog's
involved in an accident.

Frequently asked questions

q1
Are pre-existing conditions covered?

The policy doesn't cover any pre-existing conditions. This includes claims for any conditions, symptoms or events that happen before the start of the policy, and within the first 14 days of the policy. Symptoms exhibited before the policy start date that are later diagnosed aren't covered unless the problems are totally unrelated.

For example, if your pet had a cut on its leg which healed before the policy start date, this wouldn't be considered an existing condition. A future cut to the same leg would be classed as a new condition and covered under the terms of the policy.

However, you wouldn't be covered if the original wound didn't heal properly, and further treatment was required. This would be considered an existing condition as it was present before the start date of the policy.

q2
Are long-term conditions covered?

We offer two levels of cover.

Our Essential policy covers separate conditions for 12 months from the first date of treatment, up to a maximum of £4,000 per condition. This policy may be suitable for unexpected injuries or for acute conditions which are unlikely to require long term treatment.

Our Advanced policy covers each separate condition up to a maximum of £8,000 with no time limit on reaching this amount. The Advanced policy is worth considering if you want to cover the costs of ongoing conditions such as arthritis or heart conditions.

Once a pet is insured with us, we'll continue to insure it. We don't restrict cover or increase the excess due to a pet's age. Please note, all cover for ongoing claims is subject to the policy remaining in force.

q3
Are there any discounts if I insure more than one pet?

Yes, having more than one pet on a policy will entitle you to a discount which is automatically applied. You'll also benefit from having all your pets on one policy, with one renewal date and one payment date.

q4
What age must my pet be in order for me to buy a Direct Line pet policy?

A dog or cat can be insured from the age of 8 weeks old up to a maximum age of 11 years old (6 years for certain dog breeds). Once the animal is insured, we can continue the cover for the rest of its life.

q5
How do I make a claim on my pet insurance policy?

The quickest and easiest way to submit a claim is through our secure online portal. Simply complete the online form, and we'll contact your vet direct to deal with the claim. If they agree, we'll also pay them directly too.

Throughout your claim we'll keep you in the loop with regular updates on its progress.

Alternatively, you can download the pet insurance claim form and email it back to us at petclaimreturn@ukipartnerships.com or call us on 0345 246 8496 (lines open Monday to Friday 8am-6pm, Saturday 9am-5pm).