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Cat insurance from
£4.92 per month

Buy online to get 12 months for the price of 9
10% of customers achieve these prices. Online discounts are for the
first 12 months of the policy. All discounts are applied consecutively.

Defaqto 5 star rating for Advanced Cover only (when purchasing all additional options).

Defaqto is an independent researcher of financial products

Cat care advice 24/7

Free PawSquad access lets you video call and live chat with qualified vets.

Existing customer? Get PawSquad

Save money on cat medication

Pet Drugs Online could save you money on medication, food and routine treatment.

Start saving with Pet Drugs Online

Customisable cover

With our range of cover levels and add-ons, you can be sure you're getting the right insurance to protect you and your cat.

Multi-pet discount

You'll save 12.5% on the cost of pet insurance when you insure more than one pet - cat or dog - on the same Direct Line policy.

Multi-pet discount is introductory and applies for the first 12 months of the policy. Learn more

Claim online

Take the stress out of making a claim with our simple online form. Once submitted, we'll aim to deal directly with your chosen vet.

Make a claim

Why insure your cat with Direct Line?

Customisable cover

With our range of cover levels and add-ons, you can be sure you're getting the right insurance to protect you and your cat.

Multi-pet discount

You'll save 12.5% on the cost of pet insurance when you insure more than one pet - cat or dog - on the same Direct Line policy.

Multi-pet discount is introductory and applies for the first 12 months of the policy. Learn more

Claim online

Take the stress out of making a claim with our simple online form. Once submitted, we'll aim to deal directly with your chosen vet.

Make a claim

Cat care advice 24/7

Free PawSquad access lets you video call and live chat with qualified vets.

Save money on cat medication

Pet Drugs Online could save you money on medication, food and routine treatment.

Why do you need cat insurance?

If your much-loved cat falls ill or gets hurt, you'll want them to get the best care, but vet fees are expensive. Consultations, scans, overnight stays and so on can quickly add up to hundreds if not thousands of pounds. And with no NHS for cats to pick up the bill, if your cat isn't insured, you'll have to pay.

tabby kitten sitting on the background
tabby kitten sitting on the background

Which pet insurance is right for you and your cat?

Essential cover from
£4.92 per month

Our most affordable pet insurance will cover vet fees of up to £4,000 per condition, up to 12 months from the date of the first treatment.

Advanced cover from
£7.81 per month

Our highest level of pet insurance provides up to £8,000 towards vet fees per condition, with no time limit on how long you can claim.

Essential cover from £4.92 per month

Our most affordable pet insurance will cover vet fees of up to £4,000 per condition, up to 12 months from the date of the first treatment.

Advanced cover from £7.81 per month

Our highest level of pet insurance provides up to £8,000 towards vet fees per condition, with no time limit on how long you can claim.


A selection of cat cover add-ons are also available. These include helping you
out with adverting costs, boarding fees and holiday cancelations.

Frequently asked questions

q1
Are pre-existing conditions covered?

The policy doesn't cover any pre-existing conditions. This includes claims for any conditions, symptoms or events that happen before the start of the policy, and within the first 14 days of the policy. Symptoms exhibited before the policy start date that are later diagnosed aren't covered unless the problems are totally unrelated.

For example, if your pet had a cut on its leg which healed before the policy start date, this wouldn't be considered an existing condition. A future cut to the same leg would be classed as a new condition and covered under the terms of the policy.

However, you wouldn't be covered if the original wound didn't heal properly, and further treatment was required. This would be considered an existing condition as it was present before the start date of the policy.

q2
Are long-term conditions covered?

We offer two levels of cover.

Our Essential policy covers separate conditions for 12 months from the first date of treatment, up to a maximum of £4,000 per condition. This policy may be suitable for unexpected injuries or for acute conditions which are unlikely to require long term treatment.

Our Advanced policy covers each separate condition up to a maximum of £8,000 with no time limit on reaching this amount. The Advanced policy is worth considering if you want to cover the costs of ongoing conditions such as arthritis or heart conditions.

Once a pet is insured with us, we'll continue to insure it. We don't restrict cover or increase the excess due to a pet's age. Please note, all cover for ongoing claims is subject to the policy remaining in force.

q3
Are there any discounts if I insure more than one pet?

Yes, having more than one pet on a policy will entitle you to a discount which is automatically applied. You'll also benefit from having all your pets on one policy, with one renewal date and one payment date.

q4
What age must my pet be in order for me to buy a Direct Line pet policy?

A dog or cat can be insured from the age of 8 weeks old up to a maximum age of 11 years old (6 years for certain dog breeds). Once the animal is insured, we can continue the cover for the rest of its life.

q5
How do I make a claim on my pet insurance policy?

The quickest and easiest way to submit a claim is through our secure online portal. Simply complete the online form, and we'll contact your vet direct to deal with the claim. If they agree, we'll also pay them directly too.

Throughout your claim we'll keep you in the loop with regular updates on its progress.

Alternatively, you can download the pet insurance claim form and email it back to us at petclaimreturn@ukipartnerships.com or call us on 0345 246 8496 (lines open Monday to Friday 8am-6pm, Saturday 9am-5pm).