Multi-pet discount

Pet
insurance

12 months for the price of 9

12 months for the price of 9. Introductory discount applied over the first 12 months. Online Only. Multi pet discount if you insure more than one pet on the same policy. Discounts applied consecutively.

We’re proud of our Defaqto 5 star rating for our advanced cover pet insurance
(when purchasing all additional options).
Defaqto is an independent researcher of financial products

defaqto 5 star

What you’ll get

  • 25% Welcome discount
  • Sign up to PAWSQUAD for free 24/7 advice from a qualified vet
  • Multi‐pet discount if you insure more than one pet on the same policy
  • Up to £8,000 vet fee cover with our Advanced policy
  • Dental cover included as standard with our Advanced policy
  • Claim online and we can deal with your vet direct
App screens

Sign up to PAWSQUAD for a vet at your fingertips.

We’ve teamed up with PAWSQUAD, an independent vet service, to provide you complimentary access to their video and chat service as part of your Direct Line pet policy.

PAWSQUAD is a standard feature with your Direct Line pet policy.
Just sign up to get…

  • 24/7 advice from a qualified experienced vet
  • Answers your questions – from emergencies to dietary queries
  • Access to live chat and video calls

What are you waiting for?

Why choose
Direct Line?

Choice of cover levels

Up to £8,000 vet fee cover in our Advanced Policy and dental included as standard.

Claim online

Fill out and submit our simple claim form and we’ll deal with your vet directly.

Customer satisfaction

9 out 10 renewing customers would recommend us

Compare the options

Essential cover
From £9.40 per month*
Advanced cover
From £13.13 per month*
Vet Fees Per Condition
Up to £4,000
Up to £8,000
Time Limit Per Condition
Up to 12 months
No time limits
Cover for accidents and injuries
Included
Included
Cover for illnesses
Included
Included
Dental disease
Not included
Up to £1,000
Dental accident
Included
Included
Pawsquad
Included
Included
Euthanasia
Not included
Up to £100
Complimentry Treatments
Included
Up to £100
Third Party Liability (dogs only)
Optional
Optional
Overseas travel
Optional
Optional
5 extras in 1 package
Optional
Optional

*10% of customers achieve these prices

Vet’s Fees Per Condition

We’ll cover the vets fees up to £4,000 with our Essential cover or up to £8,000 if you take out our Advanced cover option.

Time Limit Per Condition

This is the maximum time that each seperate illness or injury is covered for, following the first date of treatment (provided your cover is still in force).

Cover for accidents and injuries

Costs towards dental treatment caused by accidental external injury.

Cover for illness

This is the maximum time that each seperate illness is covered for, following the date of the first treatment (provided your cover is still in force)

Dental disease

Treatment cost towards tooth and gum disease providing your pet has an annual dental health check and any treatment recommended by the vet carried out.

Dental accident

Costs towards dental treatment caused by accidental external injury.

Pawsquad

24/7 access to video and online chat service with independant UK vets.

Euthanasia

Provides cover towards the cost of having your pet put to sleep due to an illness or an injury.

Complementary Treatments

Treatment costs towards procedures such as physiotherapy and hydrotherapy.

Third party liability for your pet (dogs only)

Provides cover towards the cost of having your pet put to sleep due to an illness or an injury.

Overseas Travel

Extend your policy to cover journeys to countries included in the UK Government’s Pet Travel Scheme. This includes:

  • Quarantine costs – up to £1,500.
  • Loss of your pet’s passport – up to £250.
  • Repeat tapeworm treatment.
  • Emergency expenses abroad – up to £300.

5 extras in 1 package

These additional benefits come as a single package:

  1. Accidental death
  2. Advertising and reward
  3. Lost pet
  4. Pet boarding fees when you’re in hospital
  5. Holiday cancellation

Policy document

Download policy document
(PDF file size: 295Kb)

Still have a question about our pet insurance?

Visit our FAQs
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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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