Getting married should be one of the happiest times in your life. That’s why Direct Line automatically increases your home insurance contents cover for special occasions – including weddings – to ensure worrying about your home insurance doesn’t get in the way of your big day.
Direct Line recognise that you may have more possessions in your house both pre- and post-wedding day. They could be items you have bought for the big day, such as your wedding dress, jewellery or photographic equipment. Or they could be wedding list presents kindly donated by friends and family, such as kitchen equipment, paintings or ornaments. When added together these can substantially raise the contents value in your home – fill out your new details on our home contents calculator online and you may be surprised!
To ensure you have adequate contents insurance at this important time, Direct Line has included special occasions cover on your policy. If you are having a family wedding, we’ll automatically increase your contents insurance by 10% of the contents sum insured with Direct Line Home Insurance or 10% on Direct Line Home Insurance Plus to ensure gifts or expensive items are protected – it should be noted that this increase is available both 4 weeks before and 4 weeks after the date of your wedding.
Any items that do get damaged or stolen will be replaced on a new for old basis. Whilst it can’t replace the sentimental value of some items, it does offer valuable peace of mind. If you have bought any individual items that you know are of greater value than the single article limit on your policy (this is £2,000 on Direct Line Home Insurance and £4,000 on Direct Line Home Insurance Plus) – your wedding ring, for example – give us a call and we can amend your policy to cover you.
Getting fully insured for your wedding may also require an update or investment in travel insurance for your honeymoon. Why not take a look at our travel insurance? If you add Personal Possessions cover to your Direct Line Home Contents Insurance then you automatically get cover on your belongings when you are out of the house or abroad. If you are driving abroad at this time it’s also worth checking out Direct Line’s car insurance and European Breakdown cover.
Getting married may mean you are moving to a new home too. In this case, you can give us a call to discuss any new buildings or contents cover you may need. Existing customers benefit from cover during a period of transfer but they would need to advise us if they are moving so we can ensure they are covered.
Take out our home insurance online and receive a discount on your premium, or for more details on our other policies check out our travel, car insurance or breakdown cover online.