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Introductory cover, minimum premiums apply. Excludes optional extras/covers. Excludes SELECT Premier.

Direct Line Buildings Insurance

If you are looking for buildings cover then why not try Direct Line? We automatically provides buildings cover up to £1,000,000 for the cost of rebuilding your home and any outbuildings with our standard home insurance policy.

On top of that, our buildings insurance also:

  • Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes
  • Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence
  • Covers burst pipes and the cost of alternative accommodation if necessary (following an insured event)
  • Gives you access to a 24-hour Emergency Helpline

Summary of buildings insurance cover:

Cover Home insurance standard policy Home insurance plus policy
Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood Up to £1,000,000 Unlimited
External door locks where keys have been lost or stolen Included as standard Included as standard
Damage to plumbing installation caused by freezing/bursting Included as standard Included as standard
Accidental damage Optional extra Included as standard
Alternative accomodation (Buildings)- following an insured event Up to £25,000 Up to £50,000
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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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