Black and white dog covered in dirt lying next to some purple flowers in a garden

Medical bills for emergency operations and long-term medical care can be picked up by the Animal NHS, right? Wrong. As the cost of vet’s bills continue to rise, the need for pet insurance has never been greater.

Just like us humans, animals can get ill and have accidents. They can eat stones or poisonous plants in the garden, and pick up all kinds of internal and external parasites that demand the vet’s attention. Unfortunately, this attention comes at a price.

The good news is that pet insurance provides cover for the treatment of medical conditions which can run into the hundreds, if not thousands, of pounds – and the insurance doesn’t have to break the bank.

  • Vet and nurse treat injured tricolour dog on their table
  • Tabby cat at the vets with a white cone around its neck

Pet insurance doesn’t just provide cover for veterinary medicine, which is getting steadily more sophisticated and expensive, it can also cover you for other unforeseen circumstances. For example, if your dog causes damage to someone else’s property, then you’ll be pleased you have third party liability cover.

It can also help with kennelling costs if you’re admitted to hospital, and even help pay towards advertising costs and a reward if your dog or cat goes missing.