What is multi-car insurance and
multi-car discount?

Multi-car insurance means those who live at the same address can insure all their cars under just one policy.

At Direct Line, we provide multi-car discount. This means if you and your family have more than one car at the same address, you could save money on every additional policy taken out with us. Discounts are subject to a minimum premium, with a maximum of 10 cars per household.

The benefits of our multi-car discount

  • Your No Claim Discount will not be affected by other vehicles in the household
    If one of you has an accident or makes a claim on one vehicle, the NCD on the other vehicles won't be affected.
  • Every car you insure can keep its own renewal date
    Each policy can keep its current start date, so there's no need to worry about the expense of them all being renewed at the same time.

How to get multi-car discount

Insure your first car with us - then get a quote on other cars registered at the same address to see if you can save money on your insurance.

Get a quote online

Or call us on 0345 246 3273 and we'll take care of everything for you

And don't forget the other benefits of Direct Line car insurance:

  • Uninsured Driver Promise
    If you have comprehensive cover, and you're hit by an uninsured driver, providing it's not your fault we'll cover your excess and your No Claim Discount won't be affected.
  • Vandalism Cover
    It's hard to protect against vandals, so our Vandalism Cover comes as standard with comprehensive policies and preserves your No Claim Discount.
  • Repairs guaranteed for 5 years. Parts guaranteed for 3 years
    Guaranteed repairs and parts to your car when you use one of our approved repairers
  • A clean car, inside and out
    When your car's repaired at one of our approved repairers, it'll go back to you clean from top to bottom, front to back, inside and out.
  • Emergency helpline available 24/7
  • Discounts for named drivers
    As long as your named driver remains claim free, they may be eligible for a discount when they take out a policy in their own name with us.

Direct Line car insurance reviews verified by Reevoo

Ease of purchase 9.2
Value for money 9.0
Overall rating 9.0

Score is 9.0 out of 10 based on 17020 reviews.

7 10


The reviewer left no comments
you gave a quote then when accepted you then gave extras, it would be better if you noted the extras when you sent the quote.
Confirmed purchase:2017-04-20
Published on:2017-04-28
9 10


Ease of online purchase
The reviewer left no comments
Confirmed purchase:2017-04-21
Published on:2017-04-28
8 10


Easy to follow system, and a reasonable price.
The reviewer left no comments
Confirmed purchase:
Published on:2017-04-28
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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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