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Our Car Insurance Discounts

Multi-car discount

With Direct Line's multi-car discount, we help you save money when you and your family have more than one car in the household.

Get a discount for every additional car you bring to us up to a maximum of 10 vehicles. Subject to a minimum premium. Introductory discount.

If other drivers in your household make a claim, your no claim discount won't be affected.

We insure each car on a separate policy. So you can keep separate renewal dates and you won't need to worry about the cost of policies all renewing at the same time. Also, if other drivers in your household make a claim for their car, your no claim discount won't be affected.

Under 26?
Drivers with a full
licence can get an
upfront discount in
their first year.

Good Driver?
Safe drivers are rewarded at renewal.

By taking out a DrivePlus policy, drivers under 26 with a full licence can get an upfront discount and the opportunity to save at renewal. DrivePlus is for cars built in 1996 or later.

Drive Plus

Under 21?
Get 25% upfront discount on your car insurance when you
buy a DrivePlus

Under 26?
You'll get at least 15% off when you take out an insurance policy with DrivePlus.

Drivers under 21 can get a 25% upfront discount just for taking out a DrivePlus policy. If you're 21-25, you'll get at least 15% off. And more experienced drivers still stand to save. If your premium's already under £500, there might be a charge for the plug-in. DrivePlus is for cars built in 1996 or later.

Direct Line Together

Get 10% off other products you buy

Direct Line Together
Get 10% off other
products you buy

Read more

Already a Direct Line home or pet insurance customer? Direct Line Together can save you even more. Get a further 10% off additional products you take out. Car, annual travel, business insurance, and so on. You get the picture.

Introductory offer. Excludes Single Trip Travel, Discoverer Travel, Over 50s Life Insurance and SELECT Premier. This offer includes Breakdown when it's bought over the phone. But if Breakdown was the first cover you took out the offer won't apply if
you take out car or van insurance. Minimum premiums apply. Discounts applied consecutively.

Named Driver Discount

Drivers named on your policy that remain claim free may be eligible for a discount when they take out a policy in their own name with us. If your policy ends with us, the named driver can still use their Named Driver Discount as long as they get a quote from us within 90 days.

If a claim is made on the policy where a named driver is at fault this will reduce their Named Driver Discount. If there is more than one named driver on the policy the Named Driver Discount belonging to any other named drivers will not be affected. If the policyholder makes a claim on the policy this will not affect any of the named drivers' Named Driver Discount. Please note that all claims made on the policy may affect the policyholder's No Claim Discount regardless of whether or not it is the fault of the policyholder or a named driver. Named Driver Discount is not the same as earnt No Claim Discount and therefore may not be recognised by other insurers.

Only Driver Discount

If you're the only person on your policy and buy an additional car that will only be driven by you, we'll give you a discount for your new car.

This discount works in the same way as NCD, so if you make a claim, the discount will be reduced. Both policies must remain on a one-driver basis in order to keep this discount.

Company Car
No Claim Discount

If you're aged 25 and over and have driven a company car, you'll be able to save money when you take out an insurance policy for your own car.

What we'll need from you:

  • A letter from your company on headed paper that confirms you gave up a company car in the last 2 years.
  • Confirmation of who the insurer, broker or employer was and if you were the only driver.
  • Proof that the company car was not a pool car if you used it for Social, Domestic and Pleasure (SDP) purposes as well as for business by sharing it with your spouse, partner or civil partner.
  • We'll also end up-to-date proof of claim-free driving, equal to the discount requested. You could get up to five years no claim discount.
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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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