Our vandalism promise

If you make a claim for damage to your car that is a result of vandalism, which is damage caused by a malicious and deliberate act, you will not lose your No Claim Discount.

These days it's almost impossible to protect your car from being vandalised. If you're a victim, our vandalism cover comes as standard and now preserves your no claims discount. And we won't just repair the damage; if you go to one of our recommended garages, we'll clean your car inside and out too. After all, it's not your fault if you're a victim - so why should you suffer twice?

Conditions

  • You pay the excess
  • The incident is reported to the police and assigned a crime reference number.
  • The damage has not been caused by another vehicle

When you claim you will have to pay the excess. Once we receive your claim, you may lose your No Claim Discount, until we are supplied with a relevant crime reference number.

This promise is for comprehensive policy holders only. Please remember that vandalism should be reported to your local police station unless you are reporting it immediately as an emergency.

In Northern Ireland cover not available to under 22’s.

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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