Our black box car insurance

Drivers under 21 can get a 25% upfront discount just for taking out a DrivePlus policy. If you're 21-25, you’ll get at least 15% off. DrivePlus is for cars built in 1996 or later.

We use telematics technology – also known as black box technology - to understand how you drive. But wait – that’s not all. With the DrivePlus Plug-in you can also find out what you do – and don’t do – when you’re behind the wheel. This way we can offer you car insurance premiums based on how you drive.

What is DrivePlus?

How does it work?

  1. When you take out a car insurance policy with Direct Line, you’ll be asked to opt-in to a DrivePlus Telematics policy and enter the code DRIVEPLUS.

    Using the code, if you’re a young driver under 21 you can get a 25% upfront discount that will be applied to your quote. If you are aged 21-25 you can get at least a 15% upfront discount that will be applied to your quote.

    Once you've bought your cover, we'll post your plug-in to you.

  2. Got your DrivePlus Plug-in? Time to fit it to your car. We’ll take you through the process with our step-by-step guide. This is very easy and takes less than a minute – no tools required.
  3. The device sends feedback on how you drive. We’ll use this information to analyse your driving behaviour for things like smooth driving, acceleration, and braking.
  4. If you drive safely and get a high driving score you’ll be rewarded with a discount on renewal. To find out more, visit our DrivePlus Portal.

Good to know...

Inappropriate speed? Fast car?
The DrivePlus Plug-in is an extremely accurate device that helps us put together a good picture of your driving behaviour. We encourage everyone to drive in accordance with the Highway Code. To find out more about speeding, visit our frequently asked questions.

Crowded car park? New area?
Our DrivePlus Plug-in is the best way to track your car’s exact location from anywhere. This could prove incredibly useful when you’re away from home or just forgot where you parked.

Battery problems? Frequent jump-starts?
Get information about the health of your battery through the DrivePlus Portal. The device will give you an indication when it's time to get your battery checked - saving you any nasty surprises. To find out more, visit our DrivePlus Portal.

To find out more about speeding, the plug-in and how it works, visit our most frequently asked questions and terms and conditions.

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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