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Introductory cover, minimum premiums apply. Excludes optional extras/covers. Excludes SELECT Premier.

Direct Line Contents Insurance

If you are looking for contents insurance, then why not try Direct Line? Direct Line automatically provides you with contents cover of £50,000 as standard. On top of that we also:

  • Provide cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds
  • Cover cash in your home up to £500, plus items in the garden up to £1,000
  • Cover against fire, smoke damage, lightning, theft, flood and escape of water or oil
  • Cover freezer contents, replacement locks and keys following theft of keys, and possessions temporarily removed from the home to another e.g. while children are at college (up to £5,000)
  • Includes an automatic increase of 10% of the sums insured for 30 days either side of Christmas and family weddings
  • 24-hour Emergency Helpline

Contents insurance summary

Cover Home Insurance standard policy Home insurance plus policy
Loss or damage to contents caused by fire, lightning, smoke, storm or flood Up to £50,000 Up to £100,000
Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) Up to £5,000 Up to £10,000
Money in the home Up to £500 Up to £1,000
Contents in the garden Up to £1,000 Up to £2,500
Lock & Keys (replacements if keys lost or stolen) Unlimited Unlimited

These are just some of the benefits you get with a Direct Line contents insurance policy. If you want to learn more, please see the links below.

If you would like our highest level of cover, SELECT Premier home insurance is suitable for customers with £100,000 of contents and above.

Specific contents information

Jewellery Insurance
TV Insurance
Computer Insurance
Wedding Insurance
Furniture Insurance

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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