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Introductory cover, minimum premiums apply. Excludes optional extras/covers. Excludes SELECT Premier.

Direct Line Contents Insurance

If you turn your house upside down, everything that moves should be covered by home contents insurance. That’s how it’s different to buildings insurance which just covers the structure of your home.

Get a contents insurance quote with Direct Line, and we’ll provide £50,000 contents cover for your home as standard with our home insurance policy.

With Direct Line contents insurance you also get:

  • Cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds
  • Cash covered in your home up to £500, plus items in the garden up to £1,000
  • Cover against fire, smoke damage, lightning, theft, flood and escape of water or oil up to £50,000
  • Cover for freezer contents, replacement locks and keys following theft of keys, and up to £5,000 for possessions temporarily removed from the home to another e.g. while children are at college
  • An automatic increase of 10% of the sums insured for 30 days either side of religious festivals and family weddings
  • Our 24-hour Emergency Helpline

Contents insurance summary

Cover Home Insurance standard policy Home insurance plus policy
Loss or damage to contents caused by fire, lightning, smoke, storm or flood Up to £50,000 Up to £100,000
Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) Up to £5,000 Up to £10,000
Money in the home Up to £500 Up to £1,000
Contents in the garden Up to £1,000 Up to £2,500
Lock & Keys (replacements if keys lost or stolen) Unlimited Unlimited

These are just some of the benefits you get with a Direct Line contents insurance policy. If you want to learn more, please see the links below.

If you would like our highest level of cover, SELECT Premier home insurance is suitable for customers with £100,000 of contents and above.

Specific contents information

Jewellery Insurance
TV Insurance
Computer Insurance
Wedding Insurance
Furniture Insurance

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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