Home contents calculator

Our policies automatically provide contents cover up to £50,000. This useful tool will help you calculate the value of your contents. For more details on our cover, see our policy documents or our summary of cover .

  1. Scroll through the whole page or use the buttons below to go to the appropriate sections.
  2. Enter the replacement value in pounds for the item(s). Each time you have completed a section you need to click CALCULATE to reset the sub-total.
  3. Once you have completed all the necessary sections click CALCULATE TOTAL. If you prefer, you can print off the form in landscape and fill in manually.

Total value:

£0.00

Lounge/Office:

Books:
£
CDs/Vinyl:
£
DVDs/Videos:
£
Carpets/floor coverings (including rugs):
£

If your computer equipment is valued at more than £5,000 (£10,000 if you have a Home Insurance Plus policy) or is used for business purposes other than office or paper work, please call us on 0345 246 3564. If cover is required away from home e.g. for laptops, please add personal possessions cover to your policy.

Curtains / blinds:
£
Electrical: (lamps, clocks etc):
£
Furniture (sofas, desks):
£
Hi-fi equipment / Stereos:
£
Mirror:
£
Ornaments:
£
Pictures:
£
Satellite receiver:
£
Silver:
£
TV / Video / DVD Player:
£
Other:
£

Subtotal:

£0.00

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Dining Room:

Carpets / Curtains (floor coverings, blinds, rugs):
£
Dining (china, glasses, silverware):
£
Furniture (table, chairs, sideboard, cabinet):
£
Lamps:
£
Linen:
£
Wines / spirits:
£
Other:
£

Subtotal:

£0.00

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Kitchen:

Carpets / Curtains (floor coverings, blinds):
£
Cooker / Oven:
£
Dishwasher:
£
Cupboard contents:
£
Freezer contents:
£
Fridge / Freezer:
£

Fitted kitchen units/wardrobes/bathroom suites are part of the building. They do not need to be included under contents.

Kitchenware (crockery, glassware, cookware, cutlery):
£
Large electrical (microwave, food processor):
£
Small electrical (kettle, toaster):
£
Washing machine / Tumble dryer:
£
Other:
£

Subtotal:

£0.00

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Bedroom(s):

Note please include contents per room. To cover more than 5 bedrooms, please call us

Firstly, please select how many bedrooms you have:

Bedroom 1

Bed linen (duvets, pillows, sheets):
£
Carpets / floor coverings:
£
Carpets / floor coverings:
£
Clothes / shoes:
£
Curtains / blinds:
£
Electrical (TV(s), Lamps, stereos, computer):
£
Furniture* (beds, freestanding wardrobes, bedside tables, dressing tables, cupboards, chairs):
£

* Fitted kitchen units/wardrobes/bathroom suites fall under the definition of buildings.

Toys / Games:
£
Other:
£

Subtotal:

£0.00

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Bathroom:

Carpets / floor coverings:
£
Curtains / blinds:
£
Furniture (cabinets, chairs):
£
Grooming (shaver, hairdryer, perfume, toiletries):
£

Bathroom suite is covered under buildings cover.

Other:
£

Subtotal:

£0.00

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Garden/Garage/Shed:

Our policy automatically includes cover for contents in your garden up to £1000 (up to £2,500 if you have a Home Insurance Plus policy).

Garden equipment (lawnmowers etc):
£
Garden furniture (tables, benches):
£
Ornaments (plant pots, statues etc) :
£
Play equipment (toys, swings):
£
Sheds / greenhouse:
£

The structure of outbuildings fall under the definition of buildings

Small machinery / DIY (drills, tool box, power tools, ladder):
£
Other:
£

Subtotal:

£0.00

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Individual valuable items:

If you wish to protect certain items away from the home, please add personal possessions cover

For valuables in the home or items covered under Personal Possessions cover, please provide specific details of items individually valued at more than £2000 (more than £3,000 if you have a Home Insurance Plus policy).

Bicycles:
£

On our Home Insurance policy, pedal bicycles must be specified separately, regardless of value, if you require cover outside the home. (If you have a Home Insurance Plus policy pedal bicycles are automatically included, up to £1,000 per cycle, under Personal Possessions).

Ipod's / MP3 players*:
£
Jewellery / Watches*:
£
Luggage (including handbags):
£
Mobile phone*:
£
Musical instruments*:
£
Personal organisers:
£
Photographic equipment*:
£
Spectacles / Sunglasses:
£
Sports equipment (golf clubs, cricket bats etc)*:
£
Video recording equipment:
£
Other:
£

Money in the home and credit cards are automatically covered up to £500 (If you have a Home Insurance Plus policy, Money is covered up to £1,000 and Credit Cards are covered up to £5,000).

Subtotal:

£0.00

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Valuables/Collections*:

Antiques:
£
Collections (e.g. stamps):
£
Ornaments:
£
Pictures / Paintings:
£
Other:
£

* Please provide specific details of items that are valued over £2000 (more than £3,000 if you have a Home Insurance Plus policy) and that you wish to insure separately.

Subtotal:

£0.00

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Extra rooms (e.g. study, cellar):

Carpets / floor coverings:
£
Curtains / blinds:
£
Furniture:
£
Vacuum cleaner/other appliances:
£
Other:
£

Subtotal:

£0.00

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Loft/Storage:

Misc:
£

Subtotal:

£0.00

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Total value:

£0.00

Don’t forget with a Direct Line Home Insurance policy you can get accidental cover for accidental damage, personal possessions and family legal protection. If you choose to take out Direct Line Home Insurance Plus, these covers will be included as standard. See our summary of cover for more details.

If you require over £100,000 of contents, you may wish to consider our SELECT Premier policy. SELECT Premier home insurance includes accidental damage cover as standard and covers your contents for loss or damage whilst away from the home anywhere in the world (for up to 60 consecutive days).

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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