Jewellery and watch insurance

If you need to insure jewellery and watches worth £3,000 or more, our standalone insurance could be just what you need.

You don’t need to have your home insurance with us, and we can cover your jewellery and watches up to a total of £50,000.

We know sometimes covering your jewellery and watches under your home insurance isn't an option, which is why we offer higher cover for your individual items with our standalone insurance.

Want a quote? Call us on 0800 533 5276 .


Reasons to choose standalone Jewellery and Watch insurance:

Worldwide cover

Whether you’re at home, out and about or on holiday abroad, your valuables will be covered.

Limited to 60 consecutive days.

You don’t need to be an existing customer

Our Jewellery and Watch insurance is open to everyone.

You don’t need to be an existing customer or take out any other Direct Line insurance policy.

Complete peace of mind

Your prized possessions, such as engagement rings and watches, will be insured against accidental damage, loss and theft.

Want a quote for standalone Jewellery and Watch insurance?

Call us on 0800 533 5276

Jewellery cover as part of home contents insurance

Did you know Direct Line Contents Insurance covers many items of jewellery? Individual items up to a specified value are insured as standard, while more valuable pieces can be added to your policy.

Home Insurance Home Insurance Plus SELECT Premier
Maximum value for an item of jewellery online £7,499* £7,499* £20,000*
Accidental damage Optional Yes Yes
Worldwide cover Optional Yes Yes
Cover away from home Optional Yes Yes
Get a quote
Get a quote Call us on
0800 533 5276
Home Insurance
Maximum value for an item of jewellery online £7,499*
Accidental damage Optional
Worldwide cover Optional
Cover away from home Optional
Get a quote
Home Insurance Plus
Maximum value for an item of jewellery online £7,499*
Accidental damage Yes
Worldwide cover Yes
Cover away from home Yes
Get a quote
SELECT Premier
Maximum value for an item of jewellery online £20,000*
Accidental damage Yes
Worldwide cover Yes
Cover away from home Yes
Call us on
0800 533 5276

* Maximum available online. Higher limits available on the phone.

Get extra cover for your jewellery

You can add another level of protection by adding Personal Possessions cover to your Direct Line Contents Insurance.

With Personal Possessions cover, your jewellery will be insured against accidental loss or damage and theft anywhere in the UK, and for up to 60 days elsewhere in the world. Other items that can be taken out of the home will also be covered.


Already have a Direct Line Contents Insurance policy?

You can add specific valuable items of jewellery to your Direct Line Contents Insurance by speaking to one of our agents.

Please be aware, you won’t be able to make a claim for the same item on both the standalone Direct Line Jewellery and Watch Insurance and a Direct Line home insurance policy.

Other insurance we offer

Contents insurance

Buildings insurance

Tenants contents insurance

Time to cover your home?

Get a quote

Need more help?

Give us a call and we’ll get it sorted for you

0345 246 8372

Opening hours:

  • Mon - Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun Closed

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Our webchat team can answer your questions

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