DrivePlus Black
Box Insurance

We believe safer drivers should pay less for car insurance. So that’s exactly what we aim to do with DrivePlus, our black box insurance that puts you in control.

What is black box insurance?

Using telematics technology, we’ll give you a small plug-in for your car so we can monitor your driving performance.

We’ll also give you an upfront discount, as long as you’ve passed your test.

DrivePlus is suitable if you’re 25 or under, and your car was built in 1996 or later.

Why choose DrivePlus?

What is DrivePlus?

How can our device help you save money?

  • Upfront discount applies to your first year: Discount if you’re 25 or under, new to Direct Line and you’ve passed your test. Further discounts are available at the end of the year dependant on score.
  • No tools required: A small plug-in that’s easy to set up yourself.
  • Direct emails: Receive regular feedback and updates on your performance.
  • Free download: Our DrivePlus app is in the Apple and Android app stores.
  • DrivePlus: Keep track of all your journeys and scores on our telematics app. If you drive safely you may be eligible for a discount at renewal.

How DrivePlus works

1. Plug in

Buy a DrivePlus policy and we’ll send you a plug-in, with a simple step-by-step guide on how to fit it to your car. If your vehicle is not compatible with a plug in, you will receive a professionally installed device.

2. Drive

Once installed, simply go for a drive. The device transmits data to us, which we use to analyse your driving style.

3. Check

Looking at factors such as speed, smooth driving (acceleration/braking), roads you drive on, length of journey and time of day.

4. Renewal

You may be eligible for a discount at renewal. If you drive safely and get a high score, you’ll be rewarded with a discount when you renew your insurance. The higher you score, the less you’ll pay.

App screens

The DrivePlus portal

Get feedback on your driving and view summaries of your journeys. All you need is a computer or smartphone.

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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