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Building Insurance up to £1m as standard Get a quote

Buildings Insurance

Direct Line Buildings Insurance

If you are looking for buildings cover then why not try Direct Line? We automatically provides buildings cover up to £1,000,000 for the cost of rebuilding your home and any outbuildings with our standard home insurance policy.

On top of that, our buildings insurance also:

  • Covers the structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes
  • Covers fire, lightning, storm or flood (excluding fences and gates), theft, explosion, escape of water or oil, vandalism and subsidence
  • Covers burst pipes and the cost of alternative accommodation if necessary (following an insured event)
  • Gives you access to a 24-hour Emergency Helpline

Summary of buildings insurance cover:

Cover Home insurance standard policy Home insurance plus policy
Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood Up to £1,000,000 Unlimited
External door locks where keys have been lost or stolen Included as standard Included as standard
Damage to plumbing installation caused by freezing/bursting Included as standard Included as standard
Accidental damage Optional extra Included as standard
Alternative accomodation (Buildings)- following an insured event Up to £25,000 Up to £50,000

To view the full summary tables, please see the links below.

If you would like our highest level of cover, SELECT Premier home insurance is suitable for customers with £100,000 of contents and above.