What's multi-car insurance discount?
If you’ve got more than one car to insure at the same address, you could save money with us by taking out additional policies. Our multi-car insurance discount doesn’t mean having one big policy – it’s far more flexible than that.
Not everyone in a household will buy a car, take out car insurance and get paid on the same date, so why would you want one person paying for everything at the same time?
Car insurance policies need to be flexible for different payment dates, renewal dates and individual No Claim Discounts. Think of it as a multi-policy discount.
How does our multi-car insurance work?
Instead of having all your cars under one policy, each car is insured individually. A discount is applied to each additional car you insure with us.
Here are some of the benefits of our multi-car insurance:
No Claim Discount (NCD)
If one of you has an accident or makes a claim on one car, the NCD on the other vehicles won't be affected. There’s no impact on other vehicles in the household.
Manage costs
Every car you insure has its own policy start date and renewal date, so there's no need to worry about the expense of them all being renewed at the same time.
Save more with every car you insure
Get a discount on all additional vehicles you insure with us. The more cars you insure, the more you save.
Each policyholder can register online
All policyholders can register an account and view their documents online or in the app.
How do you get multi-car insurance discount?
Once you've insured one car with us, every additional car policy is eligible for a discount, as long as all the policyholders live under the same roof.
To get the multi-car discount, just start a quote for the second car you wish to insure when prompted at the end of getting a quote for your first car.
Already a customer?
If you already have a car insured with Direct Line, you can get a multi-car discount on any other vehicle registered to the same address. Just add your policy details when prompted.
New customer?
Start your multi-car discount journey by getting a quote for your first car. Then just add the others one at a time to see the discounts.
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