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Our Car Insurance Discounts

Multi-car discount

With Direct Line's multi-car discount, we help you save money when you and your family have more than one car in the household.

Get a discount for every additional car you bring to us up to a maximum of 10 vehicles. Subject to a minimum premium. Introductory discount.

If other drivers in your household make a claim, your no claim discount won't be affected.

We insure each car on a separate policy. So you can keep separate renewal dates and you won't need to worry about the cost of policies all renewing at the same time. Also, if other drivers in your household make a claim for their car, your no claim discount won't be affected.

Under 21?
Get 25% upfront
discount on your car insurance when you
buy a DrivePlus
policy.

Under 26?
You'll get at least 15% off when you take out an insurance policy with DrivePlus.

Drivers under 21 can get a 25% upfront discount just for taking out a DrivePlus policy. If you're 21-25, you'll get at least 15% off. And more experienced drivers still stand to save. If your premium's already under £500, there might be a charge for the plug-in. DrivePlus is for cars build in 1996 or later.

Drive Plus

Under 21?
Get 25% upfront discount on your car insurance when you
buy a DrivePlus
policy.

Under 26?
You'll get at least 15% off when you take out an insurance policy with DrivePlus.

Drivers under 21 can get a 25% upfront discount just for taking out a DrivePlus policy. If you're 21-25, you'll get at least 15% off. And more experienced drivers still stand to save. If your premium's already under £500, there might be a charge for the plug-in. DrivePlus is for cars built in 1996 or later.

Direct Line Together

Get 10% off other products you buy

Direct Line Together
Get 10% off other
products you buy

Read more

Already a Direct Line home or pet insurance customer? Direct Line Together can save you even more. Get a further 10% off additional products you take out. Car, annual travel, business insurance, and so on. You get the picture.

Introductory offer. Excludes Single Trip Travel, Discoverer Travel, Over 50s Life Insurance and SELECT Premier. This offer includes Breakdown when it's bought over the phone. But if Breakdown was the first cover you took out the offer won't apply if
you take out car or van insurance. Minimum premiums apply. Discounts applied consecutively.

Named Driver
No Claim Discount (NDNCD)

Drivers named on your insurance can earn their own NDNCD for every year they drive claim-free - up to a maximum of five years. So if they take out a policy of their own with us they can use this NDNCD to lower their premium. And if your policy ends with us, they can still use their NDNCD as long as they get a quote from us within 90 days.

If you make a claim, the NDNCD will be reduced. Bear in mind, other insurers might not recognise NDNCD.

Learn more

Only Driver Discount

If you're the only person on your policy and buy an additional car that will only be driven by you, we'll give you a discount for your new car.

This discount works in the same way as NCD, so if you make a claim, the discount will be reduced. Both policies must remain on a one-driver basis in order to keep this discount.


Company Car
No Claim Discount
(NCD)

If you're aged 25 and over and have driven a company car, you'll be able to save money when you take out an insurance policy for your own car.

What we'll need from you:

  • A letter from your company on headed paper that confirms you gave up a company car in the last 2 years.
  • Confirmation of who the insurer, broker or employer was and if you were the only driver.
  • Proof that the company car was not a pool car if you used it for Social, Domestic and Pleasure (SDP) purposes as well as for business by sharing it with your spouse, partner or civil partner.
  • We'll also end up-to-date proof of claim-free driving, equal to the discount requested. You could get up to five years no claim discount.
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