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Discounts

We’re always looking for ways to save you money on your car insurance

Direct Line offers a range of discounts and product innovations that are aimed at achieving one thing – bringing down the cost of car insurance. Our popular discounts include named driver and multi-car discounts.  All discounts are subject to minimum premium.

Named Driver No Claim Discount

Named drivers earn their own No Claim Discounts
 
We're one of the few companies to offer Named Driver No Claim Discount (NDNCD).
 
Drivers named on your insurance can earn their own discount for use on a Direct Line policy for every year they remain claim-free on your policy.
 
Your named driver then has 90 days from the point their cover on your policy ends to get a quote from us, where they could receive up to five years NDNCD.
 
Should you make a claim, the NDNCD will be reduced.
 
Bear in mind, other insurers may not recognise NDNCD.
 
More details on Direct Line car insurance.

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Only driver discount

If you’re the only person on your car insurance policy and buy an additional car that will only be driven by you, we’ll give you a discount for your new vehicle.

This extra discount works in the same way as NCD, so if you make a claim, the discount will be reduced.

Both policies must remain on a one driver basis in order to keep this discount.

More details on Direct Line car insurance.

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Multi-product discount

Already a Direct Line Home or Business Insurance customer? You’ll be pleased to know that we’ll give you up to 10% off when you buy a car insurance policy with us.

If more than one discount applies the discounts will be deducted consecutively from your individual premium.

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Company car NCD (No Claim Discount)

If you’re over 25 and can provide a letter from your company on headed paper which:

  • Confirms you gave up a company car in the last 12 months
  • Names the insurer used
  • States that you were the only driver
  • And made no claims

You could get up to nine years No Claim Discount.

Do you qualify? Call us on 08452 463294

More details on Direct Line car insurance.

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Breakdown multi-car discount

Multi-car discounts on your breakdown cover

We can save you money with our multi-car discounts, available on all levels of breakdown cover.

Find out more about Direct Line multi-car insurance.

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