Over the last seven years Ben has been an editor on music magazines and worked as a freelance journalist. Now plying his trade as a copywriter, he’s worked on major brands such as Samsung, Nectar and Plan UK.
Mike Shaw is Direct Line's digital editor. He's run magazines, newspapers and websites, and occasionally talks on the radio. His writing has appeared in lots of places, including the Daily Telegraph, The Independent, The Guardian and The Sun.
Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.