Decreasing term life insurance

Our life insurance products are provided by Legal & General and designed to pay out a cash sum to help protect your family financially.

Enjoy life with one of these gifts

As a thank you when you buy life insurance
£75 amazon.co.uk gift card* £75 M&S gift card Kindle eReader

Claim yours today

Please see terms & conditions below.

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This is a no-fuss life cover designed to help protect your family financially if you die during the policy term.

  • Premiums start at £6 a month and stay fixed throughout the policy, unless you change it.
  • We’ll make an advance payment of up to £5,000 while the full claim is being assessed.
  • You choose how much you want to be covered for.
  • The amount of the cover stays the same throughout the policy, unless you change it.
  • It can also help cover an interest-only mortgage.
  • Your loved ones can use the cash sum however they wish.

Designed to help cover a repayment mortgage, this pays out a cash sum to your loved ones if you die during the policy term.

  • Premiums start at £6 a month and stay fixed throughout the policy, unless you change it.
  • Costs less than a Level term life insurance policy.
  • We’ll make an advance payment of up to £5,000 while the full claim is being assessed.
  • You choose how much you want to be covered for.
  • It helps cover a repayment mortgage - capital and interest.
  • Your cover reduces roughly in line with the way a repayment mortgage decreases.
  • Your loved ones can use the cash sum however they wish.

What you need to know

If you cancel your policy and stop paying your premium, your cover will end and you’ll receive no money back.
This isn’t a savings or investment product and has no cash value unless a valid claim is made.
Inflation may reduce the value of your cover.

Boost your cover with

Critical Illness Cover

You can add critical illness cover for an extra cost when you take out a life policy, giving you extra protection for specified critical illnesses.

Read more

Get all the details

Go to our Life Policy Summary for the full details and exclusions.
More information on life insurance can be found in our documents library

Life Policy Summary

Need help?

What is life insurance?

What type of life cover do I need?

How much cover do I need?

£75 M&S, £75 Amazon gift card and Kindle eReader terms & conditions

Kindle eReader offer will be provided as a £75 Amazon.co.uk Gift Card together with a promotional code which gives you £10 off a Kindle eReader + you can choose a free Kindle eBook from a selection of titles. After purchasing the Kindle eReader the remaining £25 Amazon.co.uk Gift Card balance can be spent on any of the millions of items on Amazon.co.uk

*Amazon.co.uk is not a sponsor of this promotion. For complete gift card terms and conditions, see www.amazon.co.uk/gc-legal. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.

Eligible for a gift three months after the policy start date, provided you haven’t cancelled your policy. No cash alternative provided. Allow 30 days for delivery. One Kindle or gift card per policy sold, limited to two per household. Promoter: Legal & General, Knox Court, 10 Fitzalan Place, Cardiff CF24 0TL.

Find out more information about claiming your choice of gifts for a level term or decreasing term life insurance.