Limited to two per household when your policy has been in force for 3 months.
Tell me more about this offer

Life insurance

Our life insurance, provided by Legal & General, is simply an affordable way to help look after your loved ones financially if you die during the policy term.

By paying out a lump sum, your policy can help them deal with everyday money concerns such as household bills, childcare costs and mortgage payments.

What is life insurance?
And how can having it protect my family when I’m gone?
Are there any other options if I'm over 50?

Over 50s life insurance

How much life insurance do I need?

Life insurance calculator

What if I'm diagnosed with a critical illness?

Critical illness cover

What we cover

We offer two types of policy covering you if you die during the policy term, with an option to include additional cover for an extra cost in case you're diagnosed with one of the specified critical illnesses.
Level term
life insurance

You choose the amount to be paid out, which remains fixed throughout the length of your policy unless you change it. Although it can help cover an interest-only mortgage, your family can use the lump sum however they wish.

Decreasing term
life insurance

This policy is designed to cover a repayment mortgage, so your cover reduces roughly in line with the way a repayment mortgage decreases. Although it's designed to help repay a capital and interest mortgage, your family can use the decreasing sum however they wish.

What you need
to know

If you cancel your policy and stop paying your premium, your cover will end and you’ll receive no money back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation may reduce the value of your cover.

Quick comparisson of Life Insurance and Life & Critical Illness Covers
Life Insurance
Life & Critical Illness Cover
Level term Decreasing term Level term Decreasing term
Pays out in the event of death or terminal illness Included Included Included Included
Pays out in the event of a critical illness Not Included Not Included Included Included
Maximum age for buying a policy 77 years 74 years 67 years 64 years
Quick comparisson of Life Insurance and Life & Critical Illness Covers
Life Insurance
Life & Critical Illness Cover
Level term Decreasing term Level term Decreasing term
Pays out in the event of death or terminal illness
Included Included Included Included
Pays out in the event of a critical illness
Not Included Not Included Included Included
Maximum age for buying a policy
77 years 74 years 67 years 64 years
Where can I find more details?

Our policies explained

How will my family be supported during a claim?

Early Days Advance Payment

Kindle eReader terms & conditions

Kindle eReader offer will be provided as a £75 Amazon.co.uk Gift Card together with a promotional code which gives you £10 off a Kindle eReader + you can choose a free Kindle eBook from a selection of titles. After purchasing the Kindle eReader the remaining £25 Amazon.co.uk Gift Card balance can be spent on any of the millions of items on Amazon.co.uk

Over 50s Life Insurance and Life Insurance gift card and gift terms & conditions

Eligible for a gift three months after the policy start date, provided you haven’t cancelled your policy. No cash alternative provided. Allow 30 days for delivery. One Kindle or gift card per policy sold, limited to two per household. Promoter: Legal & General, Knox Court, 10 Fitzalan Place, Cardiff CF24 0TL.

Find out more information about claiming your choice of gifts for a level term or decreasing term life insurance.

*Amazon.co.uk is not a sponsor of this promotion. For complete gift card terms and conditions, see www.amazon.co.uk/gc-legal. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates.