Flood cover

Direct Line flood cover protects your home and contents if they are damaged by burst water pipes or storm flooding.

You'll automatically get this when you take out home insurance with us.

We’ll cover you if…

  • Your home needs rebuilding after water damage
  • You have to live somewhere else for a while
  • Your household items are damaged by flooding

Flood cover from Direct Line

With Direct Line, you'll get...

  • Up to £1,000,000 to cover the cost of rebuilding your home
  • 24x7 access to our service helpline
  • Advice on preparing for and dealing with flooding

Optional extras and upgrades

You can choose our Home Emergency Assistance service if you'd like cover for emergency repairs.
Or select Home Insurance Plus for a higher level of cover.

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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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