Accidental damage cover can provide you with additional cover for the things that may not be covered in your home insurance policy, such as DIY disasters!
Direct Line Home insurance does not include accidental damage cover as standard. You can easily add Accidental Damage cover to either your standard contents and/or buildings policy.
Direct Line Home Insurance Plus (a higher level of home insurance cover) does include accidental damage cover as standard.
Direct Line SELECT Premier Home Insurance (our highest level of home insurance cover, for customers with £100,000 of contents and above) also includes accidental damage cover as standard.
Accidental damage cover for contents can cover you against things like:
If you add accidental damage cover to your contents insurance, you'd be covered for things like this when they happen.
Accidental damage cover for Buildings is there to cover against things like:
Not everything's covered, so always check the policy before you buy.
Get the detail of what each kind of accidental damage cover would and wouldn't include or get a quote for Home insurance.