Cash or a brand new replacement? Cash or a brand new replacement?

Cash or a brand new replacement

Where available... You choose! Get a quote

Items must be stolen or damaged beyond repair. Cash limited to the cost of the replacement to Direct Line. Cover limits apply. Delivery available to UK mainland only.
Excludes jewellery.



Your insurance, your choice...

The word "home" means different things to different people. But we all share one thing in common - our homes must be insured.

With Direct Line's flexible Home Insurance, you cover your home and belongings the way you choose.

Choose cash or new replacement...

If your essential household items are stolen or damaged, we give you the choice between cash or a brand new replacement.

Cash payments are limited to the cost of the replacement to Direct Line by our preferred supplier. Cover limits apply. Delivery is available to UK mainland only and subject to stock availability. We (U K Insurance Limited) can change these items and conditions at any time without notice and without incurring liability.

Choose where and when...

One of our specialists will give you a call and arrange the delivery of your items. We'll be as flexible as possible, so you get your items when and where you want them.

Delivery options offered:

  • Next day
  • Named day - Monday to Friday
  • Address of your choice
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Do you have any  insurance policies  with Direct Line?

Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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