Menu

Contents insurance

Online exclusive: save 20%

Introductory offer, minimum premiums apply.
Excludes optional extras/covers. Excludes SELECT Premier.

Insuring the things you love

If you turn your house upside down, everything that moves should be covered by home contents insurance. This is different to buildings insurance which just covers the structure of your home.

Get a contents insurance quote with Direct Line, and we’ll provide £50,000 contents cover for your home as standard, as part of our home insurance policy

What you’ll get

  • Cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds
  • Cash covered in your home up to £500, plus items in the garden up to £1,000

  • Cover against fire, smoke damage, lightning, theft, flood and escape of water or oil up to £50,000

  • Cover for freezer contents, replacement locks and keys following theft of keys, and up to £5,000 for possessions temporarily removed from the home to another e.g. while children are at college
  • An automatic increase of 10% of the sums insured for 30 days either side of religious festivals and family weddings in case your belongings are damaged or stolen
  • Our 24-hour Emergency Helpline
Contents insurance cover levels

Our handy comparison table below will help you understand the available range of cover levels.

Home
Insurance
Home
Insurance plus
SELECT
Premier
Loss or damage to contents caused by fire, lightning, smoke, storm or flood Up to £50,000 Up to £100,000 Unlimited
Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) Up to £5,000 Up to £10,000 Up to £15,000
Money in the home Up to £500 Up to £1,000 Up to £2,500
Contents in the garden Up to £1,000 Up to £2,500 Up to £2,500
Lock & Keys (replacements if keys lost or stolen) Unlimited Unlimited Unlimited
If you would like our highest level of cover, SELECT Premier home insurance is suitable for customers with £100,000 of contents and above. Get a quote Get a quote Get a quoteSELECT Premier quote

Other cover options

Jewellery

Some people don’t realise how much their jewellery may actually be worth and so sorting out insurance may not be something they think about.

Learn more

Personal Posssessions

To insure against phones left in a taxi, cameras lost on holiday, jewellery lost at sea and wallets left at the supermarket

Learn more

Building

If your home or any outbuildings are damaged due to things like fire or flooding, having buildings insurance could save the day.

Learn more