Our Breakdown cover options

We've got five levels of breakdown cover. Choose the one that's right for you.

Rescue

Get roadside assistance once you're ¼ mile from home and, if your car can't be fixed at the roadside, we'll take you and your car to a nearby garage. We also offer a message service to let friends and family know what has happened.

Policy documents

For full details and exclusions download our (PDF):

Breakdown cover policy wording and summary

What's included
  • 24/7 roadside assistance

    This includes towing your car to a nearby garage if required.

  • No call out charge

    Unlimited call-outs and no special equipment fees. If you don't call us out you'll get rewarded with a no-call-out discount at renewal.

What's optional

Personal cover

With all our options, your car is covered whoever is driving it. For an additional premium, you can choose Personal Cover which covers you whatever car you're travelling in – even as a passenger.


Family cover

Our Family Cover covers up to 3 additional members of your household you tell us about when driving or travelling in any car in the UK.




Good to know

Now you can get breakdown help around-the-clock 24/7, 365 days a year.

Plus unlimited callouts to breakdowns and a nationwide network of ATA trained technicians.

Rescue Plus

Get assistance at home or at the roadside and added insurance if you put the wrong fuel in your car. If your car can't be fixed at the roadside, we'll take you and your car to a nearby garage. We also offer a message service to let friends and family know what has happened.

Policy documents

For full details and exclusions download our (PDF):

Breakdown cover policy wording and summary

What's included
  • 24/7 roadside assistance

    This includes towing your car to a nearby garage if required.

  • Assistance if you breakdown at home

    Cover within ¼ mile of your home.

  • No call out charge

    Unlimited call-outs and no special equipment fees. If you don't call us out you'll get rewarded with a no-call-out discount at renewal.

  • Misfuelling cover

    We'll drain your tank, flush the system and give you the right fuel if you put the wrong kind in.

What's optional

Personal cover

With all our options, your car is covered whoever is driving it. For an additional premium, you can choose Personal Cover which covers you whatever car you're travelling in – even as a passenger.


Family cover

Our Family Cover covers up to 3 additional members of your household you tell us about when driving or travelling in any car in the UK.


Good to know

Now you can get breakdown help around-the-clock 24/7, 365 days a year.

Plus unlimited callouts to breakdowns and a nationwide network of ATA trained technicians.

Recovery

All the benefits of our Rescue cover apply here. Plus if your car can't be fixed locally the same day, we'll take you, your car and any passengers to your original destination, your home address or a suitable garage. A 10 mile limit applies for breakdowns caused by a flat or damaged tyre.

Policy documents

For full details and exclusions download our (PDF):

Breakdown cover policy wording and summary

What's included
  • 24/7 roadside assistance

    This includes towing your car to a nearby garage if required.

  • Long distance recovery

    We'll take you and your car anywhere in the UK if it can't be fixed on the same day.

  • No call out charge

    Unlimited call-outs and no special equipment fees. If you don't call us out you'll get rewarded with a no-call-out discount at renewal.

  • Misfuelling cover

    We'll drain your tank, flush the system and give you the right fuel if you put the wrong kind in.

What's optional

Personal cover

With all our options, your car is covered whoever is driving it. For an additional premium, you can choose Personal Cover which covers you whatever car you're travelling in – even as a passenger.


Family cover

Our Family Cover covers up to 3 additional members of your household you tell us about when driving or travelling in any car in the UK.


Good to know

Now you can get breakdown help around-the-clock 24/7, 365 days a year.

Plus unlimited callouts to breakdowns and a nationwide network of ATA trained technicians.

Recovery Plus

defaqto 5 star rated Breakdown cover 2014

Get at home and roadside assistance. Plus if we can't fix your car by the end of the working day, we'll take you, your car and any passengers to your original destination or your home address. Or we'll take your car to a nearby garage and we'll provide a hire car for up to 48 hours, alternative travel expenses or overnight accommodation.

Policy documents

For full details and exclusions download our (PDF):

Breakdown cover policy wording and summary

What's included
  • 24/7 roadside assistance

    This includes towing your car to a nearby garage if required.

  • Long distance recovery

    We'll take you and your car anywhere in the UK if it can't be fixed on the same day.

  • Onward travel

    If your car can't be fixed, we'll give you a hire car, arrange a hotel or pay for alternative transport.

  • Assistance if you breakdown at home

    Cover within ¼ mile from your home.

  • No call out charge

    Unlimited call-outs and no special equipment fees. If you don't call us out you'll get rewarded with a no-call-out discount at renewal.

  • Misfuelling cover

    We'll drain your tank, flush the system and give you the right fuel if you put the wrong kind in.


defacto
Good to know

Our Recovery Plus Cover has been awarded a 5 star rating by Defaqto. Defaqto is an independent research company that specialises in comparing, rating and analysing financial products.

What's optional

Personal cover

With all our options, your car is covered whoever is driving it. For an additional premium, you can choose Personal Cover which covers you whatever car you're travelling in – even as a passenger.


Family cover

Our Family Cover covers up to 3 additional members of your household you tell us about when driving or travelling in any car in the UK.


Good to know

Now you can get breakdown help around-the-clock 24/7, 365 days a year.

Plus unlimited callouts to breakdowns and a nationwide network of ATA trained technicians.

Euro Plus

For insurance when driving on the continent, Euro Plus offers extensive cover designed to put your mind at rest. This level of cover offers all the benefits of Recovery Plus as well as European roadside help, the cost of travel home if necessary, and the cost of getting your car back too, plus free legal cover and more.

Policy documents

For full details and exclusions download our (PDF):

Breakdown cover policy wording and summary

What's included
  • Cover in Europe

    Get 90 days European cover if your car is less than 16 years old. Remember, you can choose European breakdown cover on its own, or including travel and winter sports insurance.


    With our European Breakdown Cover you'll also get:


    • Cover for your tent if it's stolen or damaged
    • Cover for missed motorail connection
    • Alternative driver covered if you're medically unfit to drive
    • Pre-departure cover - providing it was bought more than 7 days before departure
    • Call centres on hand 24 hours a day, 7 days a week
  • 24/7 roadside assistance

    This includes towing your car to a nearby garage if required.

  • Long distance recovery

    We'll take you and your car anywhere in the UK if it can't be fixed on the same day.

  • Onward travel

    If your car can't be fixed, we'll give you a hire car, arrange a hotel or pay for alternative transport.

  • Assistance if you breakdown at home

    Cover within ¼ mile from your home.

  • No call out charge

    Unlimited call-outs and no special equipment fees. If you don't call us out you'll get rewarded with a no-call-out discount at renewal.

  • Misfuelling cover

    We'll drain your tank, flush the system and give you the right fuel if you put the wrong kind in.

Short term european cover

What about short-term European cover?

Whether you're driving around Europe for a holiday or a quick getaway, our short-term European cover might just be the thing for you.

It's flexible, with cover for as little as one day, and we'll get you home if your driver is taken ill or injured. You can also cruise around the continent knowing you are covered with 24 hour emergency assisstance, 365 days a year with no call out charges.

And that's not all short-term European cover has to offer...

Find out more

Get a European cover quote

Get a quote
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Things you need to know about Over 50s life insurance:
Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. In the first year, if you die from natural causes we will refund any premiums, or if you die as a result of an accident, we will pay your cash sum. After the first year regardless of the cause of death we will pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won’t get anything back. This isn’t a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future.

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