Discounts and Product Innovation

Good news for motorists

Direct Line offers a range of discounts and product innovations that are aimed at achieving one thing – bringing down the cost of your van insurance. Read on to find out about the exciting savings and benefits.

Up to £500 worth of cover for tools as standard (Comprehensive cover required)
Business use is now available online for named drivers

Guaranteed Hire Vehicle Benefits (Optional, Comprehensive cover required)

Named Driver No Claims Discount

Matched No Claims Discount

Multi-vehicle Discount

Breakdown Multi-vehicle Discount

Named driver NCD (No Claims Discount)

Direct Line was the first major insurance company in the UK that recognised named drivers’ No Claims history

If you have named drivers on your Direct Line commercial vehicle insurance policy, you (and they) will be pleased to know that we have become the first major insurance company in the UK to offer Named Driver No Claims Discounts.

This means that when we provide your named drivers with a quote for Direct Line van insurance, we’ll recognise every year they haven’t made a claim on your policy.

Taking advantage of this deal couldn’t be easier. Your named drivers’ no claims histories are automatically stored on our system, so when they come to apply for their own policy with us they simply need to give us your details online or on the phone and we can identify them immediately, at which point they will be able to receive up to 5 years' Named Driver No Claims Discount.

The named driver no claims discount may be lower than the no claims discount available to you as the main policy holder and may not be recognised by other insurers.

More details on Direct Line van insurance.

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Matched NCD (No Claims Discount)

Use your No Claims Discount on your second van

If you are the only person insured on your Direct Line commercial vehicle insurance policy and you purchase a second van that will only be driven by you, we will match your No Claim Discount on the policy for your new vehicle.

In addition we will give you a 10% discount on the additional vehicle followed by 5% every year there after subject to minimum premium.

More details on Direct Line van insurance.

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Multi-vehicle discount

Insure both your vehicles for less with Direct Line

We don’t want to hit you in the pocket just because you own more than one vehicle. In fact, we are dedicated to doing the exact opposite - saving you money with the new Multi-vehicle Discount.

As part of Direct Line’s new improved van insurance, we’re offering up to 15% discount on new policies taken out on additional vans by existing car and van customers, or members of their household, subject to minimum premium. This means that, as long as you can identify the existing Direct Line policy in your household or the policy on which you are a named driver, we will discount your premium by up to 15% - it’s that simple.

More details on Direct Line van insurance

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Breakdown multi-vehicle discount

Multi-vehicle discounts on breakdown cover

Customers who insure more than one vehicle with Direct Line can also save money on their breakdown cover. Our Breakdown Multi-Vehicle Discount offers savings of up to 25%.

More details on Direct Line van insurance.