Car insurance - Tips & Advice - Understanding car insurance

At Direct Line we provide a range of car insurance policies for you to choose from – including third party fire and theft insurance. Third party fire and theft is our middle level of car insurance in terms of benefits and price, fitting in between our highest level, comprehensive, and our lowest, third party only. Essentially, it covers you if other people claim against you for injury or damage to their car or property, or if your car is stolen or damaged by fire. With your third party fire and theft policy you also get an Accident Action Pack plus a 24-Hour Accident Helpline and a 24-Hour Windscreen Helpline.

Third party fire and theft does not provide cover for accidental damage to your car or for personal belongings, medical expenses or personal accident. For this you need our comprehensive car insurance.

You can, however, take advantage of motor legal protection as an added option, which gives you up to £100,000 of cover for legal costs if, for example, you are hit by an uninsured driver.

We’re proud to be able to tell all our customers that 95% of our car insurance claims are agreed over the phone and that our approved repairers clean all our repaired cars inside and out before returning them.

Direct Line’s third party fire and theft insurance is also A Good Deal Better, thanks to a range of available discounts. These include discounts for insuring more than one car and recognising the no claims history of named drivers on your policy when they take out their own Direct Line car insurance.

Buy Direct Line car insurance and we’ll also give you money off our home insurance and off breakdown cover.

Get a car insurance quote online today and if you also buy the policy online, you’ll get an instant discount.