Car insurance - Tips & Advice - Understanding car insurance
If you’re looking for a level of car insurance that gives you the greatest peace of mind then look no further than Direct Line comprehensive car insurance.
Direct Line comprehensive car insurance covers the policyholder for all third party risks (damage to their car or property by you) and accidental damage to the insured vehicle by other people or objects. It also covers for personal accident and injury, death of the policyholder, medical expenses, and any personal effects or permanently-fitted car entertainment systems stolen or damaged by theft, subject to limits set out in our policy.
In contrast, third party fire and theft only covers for third party liabilities, fire or theft of the insured vehicle and attempted theft of in-car entertainment systems. Third party only car insurance covers liabilities incurred to third parties involved in an incident with your car.
When you purchase comprehensive car insurance from Direct Line you will be sent a car insurance certificate, the motor proposal confirmation (this holds all of your personal details including any claims and conviction details) and the motor insurance schedule, which provides policy details and a breakdown of your premium. All our customers receive an Accident Action Pack and benefit from access to a 24-hour accident helpline and a 24-hour windscreen helpline.
In addition, our comprehensive car insurance customers have exclusive access to our windscreen repair service. With this policy you also benefit from our uninsured driver promise. This means that if you are hit by an uninsured driver and you make a claim for such an accident, you will not lose your no claims discount or have to pay your excess.
Of course you may pay a little more for all the benefits that comprehensive car insurance brings. But with the extra peace of mind it can really be worth the extra investments. And with our rates across our whole range of car insurance, we do try to keep our prices as low as possible even with our most advantageous policy.
Getting your car out on the road with the top level of cover is only a click away. Get a car insurance quote and buy online today and you can also benefit from an instant discount.
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