Car insurance - Tips & Advice - Cheaper car insurance

Do you need to find cheaper car insurance for you and your car? Direct Line offers great value car insurance.

Depending on your needs and budget we offer three types of Car Insurance:

• The first level we offer is third party only car insurance. This covers claims made by third parties against you for bodily injury or damage to their car or property. Please call us on 0845 246 8701 if you would like a quote for third party only car insurance;
• The second level of car cover in our range is third party fire and theft car insurance. This covers you if other people claim against you for injury or damage to their car and property and if your car is stolen or damaged by fire;
• Our third level of car insurance – comprehensive cover - includes all of the above, plus accidental damage cover to your car, and cover for personal belongings, medical expenses and personal accident cover, subject to limits set out in the policy.

When you apply for a car insurance quote from Direct Line, you will be asked various details, such as what kind of car do you have, how long have you been driving, and who do you want to be named on your cover. The details you give us, and the cover you choose, allow us to work out a premium for you.

To help you get the cheapest car insurance for you, we offer a number of benefits that you could take advantage of. You could benefit from one of the following:

• a Named Driver No Claims Discount (for when named drivers take their own policy out with Direct Line)
• Matched No Claims Discount (when a second car is insured with both cars only for you to drive)
• Multi-Car Discount if any new policies are taken out on additional cars by named drivers or members of your household.

Direct Line car insurance is also A Good Deal Better with an instant discount for all UK drivers who buy our car insurance online. You could also benefit from discounts on our home insurance and breakdown cover if you become a Direct Line car insurance policyholder.

Value for money car insurance still means you get a great service. With Direct Line car insurance, customers can also benefit from the fact that 95% of our claims are agreed over the phone. If you make a claim and your car needs repairing we guarantee that your car will be cleaned inside and out. Our uninsured driver promise also means that if an uninsured driver hits you, Direct Line will cover your excess and your no claims discount won’t be affected at all.

To find out how Direct Line can help you cut the costs of keeping your car on the road, apply for a car insurance quote today.