Mortgages come in all shapes and sizes these days, so it’s important that you take the time to choose the one that’s right for you when mortgaging your home. You might be a first-time buyer or looking to change your lender, but it never hurts to get a quote and see whether you can make changes that will benefit you.

With Direct Line, mortgaging is easy. You can have a great value Fixed Rate mortgage that fixes your mortgage repayments for 2, 3 or 5 years, allowing you to plan your budget for that length of time, safe in the knowledge that you won’t suddenly have to find more money for your monthly payments. Once the Fixed Rate period is over, your mortgage reverts to the variable rate which will be 1.5% above the bank base rate.

If you prefer, you can opt for a Discount Tracker mortgage where your monthly payments go up and down in line with the Bank of England base rate. This means you benefit from any cuts in the interest rate but will pay more if the base rate goes up. For 2 years you pay a discounted rate, after that you’ll pay 1.1% above the base rate.

Our simple guide,  ‘Which Mortgage Is Right For Me?’, gives you more information on the different types of mortgage available, and you can also compare the costs of both with our easy to use mortgage calculator.

Whichever option you choose, mortgaging your home is simple. All our mortgages are easy to understand and quick to arrange, why not find out more about them and apply online.