Everyone wants something different out of life, and that includes the type of mortgage they take out. As more people have managed to get onto the property ladder, mortgage providers have had to become increasingly flexible in what they offer.

According to rightmove.co.uk and the Council of Mortgage Lenders (CML), the average mortgage in December 2004 was over £136,000. Take into account interest on this amount over time and the figure paid out will be considerably higher.

It’s understandable, then, that one of the most popular elements of a flexible mortgage is the ability to make overpayments. By paying more than the standard monthly amount borrowers could reduce the term and the amount of the mortgage.

All of Direct Line’s mortgages include this flexibility – whether you choose a discount tracker or fixed rate mortgage. You can overpay by up to 10% of your initial borrowing each year in the discounted or fixed rate periods – after that there is no limit on overpayment and a minimum of only £200.

What’s more, because we calculate interest on a daily basis, you can save even more money.

Why not check out the flexible mortgages Direct Line has on offer.