Life Insurance:

  

Women and life insurance

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Do you provide a substantial part or even all of your family’s income? For many women the answer is yes, yet many of them do not have life insurance to help protect their dependents should anything happen to them in the future. Direct Line can help set this right with a range of affordable Life Insurance cover…

Historically, women did not take out life insurance. The male was expected to be the main breadwinner and ensure the right protection against his earnings was taken out. Now times have changed, and many women have all or most of the financial responsibility for themselves, a partner, their children and their home. With an increase of single mothers in the UK, women are often the only provider of income for their family. Women also still hold the role of prime carers in the UK, and so may also be financially responsible for the upkeep of elderly parents.

However, many women still take the risk of going without life insurance, often because they think it is an added cost they could do without. With Life Cover from just 20p a day depending on age and personal situation, Direct Line can help put this right and make sure loved ones aren’t left in the lurch.

What many women don’t realise is that life insurance is actually cheaper for them than for men. That’s why when you apply for a Direct Line Life Insurance quote you will be asked to give your sex, alongside your age, details of health and smoker status. It may seem unfair to the guys, but this is because statistics show that women have a longer life expectancy and, with life insurance, these are the factors that count. Of course, every case is individual when working out premiums, so for the best idea of how little you could be paying, you should get a quote online.

As a woman, you can also take out Direct Line Life Insurance as part of a joint policy with your partner. The proceeds from a joint policy are paid out on the first death. This is ideal if you share the financial responsibility of running your home and your family with your partner.

With Direct Line, there are also no complicated forms to fill in, so if you’re a busy working mum, applying for Life Cover won’t infringe on your valuable time. In many cases, we can also offer instant cover over the phone or online.

 
For a good deal better on life insurance... Get a life insurance quote