Life Insurance

Quick, straightforward cover from just £6 a month.

Call 0800 145 5522

  • Direct Line life insurance is provided by Legal & General
  • Pays out a cash sum if you die during the policy term
  • Choose how much cover you need and the policy term that suits your needs.
  • It’s so easy to apply for life insurance – most people don’t need a medical
  • With life insurance a 35 year old non-smoker can buy £100,000 level cover for 25 years from less than £9 month*
  • You can make changes to your policy.
  • Choose who will receive the benefit if you die

*Remember, the price may change based on answers on your application

Cover levels

Level Term Assurance

Help protect your family financially. Cover stays the same throughout the term of your policy - unless you alter your policy.

Mortgage Decreasing Term Assurance

Designed to help cover a repayment - capital and interest mortgage - cover reduces roughly in line with the way a repayment mortgage decreases.

Critical illness cover

Add Critical Illness Cover when you take out a life insurance policy for an extra cost, and cover 41 conditions that could affect your life and work.

Making a claim

Help protect your loved ones from the unexpected. Choose who will receive the benefit if you die.

Things you need to know.

  • If you cancel your policy and stop paying your premium, your cover will end and you'll receive no money back.
  • This is not a savings or investment product and has no cash value unless a valid claim is made. Inflation may reduce the value of your cover.
  • It’s your responsibility to make sure the policy meets your needs. If you require advice, please contact a financial adviser. You may be charged for any advice provided.
     
Please read the Key Features Document PDF for more information
Key features document
(viewable in pdf, file size 88.7 KB)


The following terms and conditions will apply to the M&S offer:

  1. Take out our life cover by the 31st December 2014 and you will be eligible to receive £60 of M&S vouchers.
  2. We'll aim to send the vouchers four months after your policy start date. Please allow time for delivery.
  3. Customers paying monthly premiums will not be eligible for vouchers if a monthly payment is missed during this time.
  4. Legal & General will cancel any policies or vouchers should they discover or have a reasonable suspicion that the terms of the offer are being abused.
  5. One gift per policy sold, limited to two per household in a twelve month period.
  6. If you cancel within 3 months of the policy start date, you will not qualify for the vouchers.
  7. If life cover provided by Legal & General has been previously cancelled we reserve the right not to supply the M&S vouchers.
  8. No cash alternative will be offered.
  9. The offer will not be available if the product is purchased with any other gifts or offers.
  10. This offer is only valid for when applying direct online or by calling the phone number provided.
  11. All terms and conditions also apply to partners, family and friends applying for this offer.
  12. Vouchers will only be issued if you apply directly via Direct Line.
U K Insurance Business Solutions Limited introduces Direct Line customers to Legal & General Assurance Society Limited for life insurance and life insurance with critical illness.