Life Insurance

Cover. From just £6 a month. Call us on 0800 145 5522

  • Choose from level term life insurance or mortgage life insurance.
  • Life insurance pays out a cash sum if you die during the policy term.
  • If you add critical illness cover at an extra cost you'll be covered for 41 conditions.
  • Terminal illness cover included at no extra cost (minimum policy term of two years).
  • Direct Line life insurance is provided by Legal & General.

Cover options

Level term life insurance

Help protect your family financially. Level Term Life Insurance can pay your loved ones a lump sum if you die during the policy term.

Mortgage life insurance

Help take care of your mortgage, with Level Term or Decreasing Term Mortgage Insurance.

Critical illness cover

Add Critical Illness Cover to a life insurance policy for an extra cost, covering you for 41 conditions that can affect your life and work.

Try our life insurance calculator

Our life insurance calculator will help you decide how much life insurance you may need.

Things you need to know.

  • If you cancel your plan and stop paying your premium, your cover will end and you'll receive no money back.
  • This is not a savings or investment product and has no cash value unless a valid claim is made. Inflation may reduce the value of your cover.
  • It’s your responsibility to make sure the policy meets your needs. If you require advice, please contact a financial advisor. You may be charged for any advice provided.
Please read the Key Features Document PDF for more information
Key features document
(viewable in pdf, file size 204 KB)

The following terms and conditions will apply to the M&S offer:

  1. Take out our life cover by the 30th April 2014 and you will be eligible to receive £50 of M&S vouchers.
  2. We'll aim to send the vouchers four months after your policy start date. Please allow time for delivery.
  3. Customers paying monthly premiums will not be eligible for vouchers if a monthly payment is missed during this time.
  4. Legal & General will cancel any plans or vouchers should they discover or have a reasonable suspicion that the terms of the offer are being abused.
  5. One gift per policy sold, limited to two per household in a twelve month period.
  6. If you cancel within 3 months of the policy start date, you will not qualify for the vouchers.
  7. If life cover provided by Legal & General has been previously cancelled we reserve the right not to supply the £50 M&S vouchers.
  8. No cash alternative will be offered.
  9. The offer will not be available if the product is purchased with any other gifts or offers.
  10. This offer is only valid for when applying direct online or by calling the phone number provided.
  11. All terms and conditions also apply to partners, family and friends applying for this offer.
  12. Vouchers will only be issued if you apply directly via Direct Line.
U K Insurance Business Solutions Limited introduces Direct Line customers to Legal & General Assurance Society Limited for life insurance and life insurance with critical illness.