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Life Insurance

Quick, straightforward cover from just £6 a month.

Call 0800 145 5522

  • Direct Line life insurance is provided by Legal & General
  • Pays out a cash sum if you die during the policy term
  • Choose how much cover you need and the policy term that suits your needs.
  • It’s so easy to apply for life insurance – most people don’t need a medical
  • With life insurance a 35 year old non-smoker can buy £100,000 level cover for 25 years from less than £9 month*
  • You can make changes to your policy.
  • Choose who will receive the benefit if you die

*Remember, the price may change based on answers on your application

Cover levels

Level Term Assurance

Help protect your family financially. Cover stays the same throughout the term of your policy - unless you alter your policy.

Mortgage Decreasing Term Assurance

Designed to help cover a repayment - capital and interest mortgage - cover reduces roughly in line with the way a repayment mortgage decreases.

Critical illness cover

Add Critical Illness Cover when you take out a life insurance policy for an extra cost, and cover 41 conditions that could affect your life and work.

Making a claim

Help protect your loved ones from the unexpected. Choose who will receive the benefit if you die.

Things you need to know.

  • If you cancel your policy and stop paying your premium, your cover will end and you'll receive no money back.
  • This is not a savings or investment product and has no cash value unless a valid claim is made. Inflation may reduce the value of your cover.
  • It’s your responsibility to make sure the policy meets your needs. If you require advice, please contact a financial adviser. You may be charged for any advice provided.
     
Please read the Key Features Document PDF for more information
Key features document
(viewable in pdf, file size 707.1 KB)


The following terms and conditions will apply to the M&S offer:

  • You are eligible for the vouchers three months after your policy start date, provided you haven’t cancelled your policy. No cash alternative provided. Please allow 30 days for delivery.
  • Only one voucher per policy sold, limited to two per household.
  • Promoter: Legal & General, Knox Court, 10 Fitzalan Place, Cardiff CF24 0TL.