The Legal bit

Cash Mini ISA - Rate

  • Rates as at 1 August 2003 - 3.55% Tax free/AER interest paid annually. 3.49% tax free/AER interest paid monthly.
  • Previous rates: 3.90% Tax free/AER interest paid annually. 3.83% Tax free/AER interest paid monthly.
  • Tax free means the contractual rate of interest payable where interest is exempt from income tax.
  • Annual Equivalent Rate means the contractual interest rate as if paid and compounded on an annual basis. If monthly interest is credited to the account and left for 12 months, the effect of compounding (i.e. interest paid on the interest) means that the gross rates for monthly and annual payment options are the same.
  • Rates subject to variation.
  • Should the interest rate on your savings account ever exceed that of your Cash Mini ISA, we will increase your ISA rate to ensure both accounts receive the same level of interest.
  • Rates subject to variation. Correct as at 1 August 2003
Phone Numbers
Click here to apply Click here to apply You can apply by phone 0845 246 8167 Lines open: 8am - 9pm Mon to Fri 9am - 5pm on Sat and 11am - 5pm Sun

Cash Mini ISA - General
  • Cash Mini ISA provided by Direct Line Financial Services Limited, 339 Southbury Road, Enfield, Middlesex, EN1 1TW.
  • Deposits and withdrawals via your nominated external bank account – allow 3 working days.
  • Telephone calls may be recorded and randomly monitored.
  • The Government proposes that the ISA will remain tax exempt until at least 2009.
  • If, after applying, you decide that you no longer want to continue your Cash Mini ISA, you can cancel your account with no loss of interest within 14 days of our letter telling you that we have opened your account. If you cancel within 14 days, your application will not be counted as an ISA application for that tax year.
  • A CAT mark is not a guarantee of performance, nor does it necessarily mean that it is the most suitable investment for you.
  • We will try to resolve any complaint in a reasonable and professional way. However, if you are still not satisfied with our handling of the matter, you can refer the complaint to the Financial Ombudsman at the following address:
    The Financial Ombudsman Service
    South Quay Plaza
    183 Marsh Wall
    London E14 9SR
    Enquiries: 0845 080 1800
    Switchboard: 020 7964 1000
    Email: enquiries@financial-ombudsman.org.uk
    We will send you further details of the Financial Ombudsman Service if you ask us to.
DLFS subscribe to the Banking Code. If you would like a copy of the Code, please follow this hyperlink........bankingcode.org.uk

previous page