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Home insurance - Tips & Advice - About Direct Line home insurance
If you become a victim of personal injury and your case requires legal action in order to resolve a dispute or to claim compensation, Direct Line Family Legal Protection could help alleviate some of the stress and the costs of going to court.
The Law Society states that there are over three million people injured in accidents each year – either at home, in their cars, at work or outdoors. If the accident is someone else’s or something else’s fault, then as an accident victim you have a right to compensation. Although this cannot ease the pain you feel from an injury, it can alleviate some of the associated stress – especially if your injury has made it difficult for you to maintain your income.
Personal injury solicitors and insurers agree that the most common types of personal injury claims are for accidents at work, tripping and slipping in the street or in another public place. If you make a complaint to the relevant body – your employer or the council for example – they might offer to compensate you out of court. If help is denied and you feel you have a valid claim, you then have the option to take your case to court.
Legal Aid for personal injury claims is no longer available, so if you need to make your case in court you will need to find a solicitor. Although many solicitors will agree to work on a ‘no win no fee’ basis, if you lose you will still have to pay the other party’s costs.
Prepare for any potential mishaps by arranging for any legal costs to be covered before a situation arises. You can do this quickly and easily by adding Family Legal Protection to your Direct Line Home Insurance (Family Legal Protection comes as standard with Direct Line Home Insurance Plus). Family Legal Protection gives you access to an expert’s legal advice and financial help to claim your legal rights with up to £100,000 of costs. Our 24-hour legal helpline also means you can ask an expert for advice on any private legal problem on the spot and around the clock, whether or not it results in a claim.
Provided you have a good case for a claim your Direct Line Family Legal Protection, will cover personal injury claims including accidents at work, in public places plus medical and clinical negligence. It will also cover claims including: faulty goods or services bought on holiday; employment claims including unfair dismissal, redundancy and discrimination; civil claims relating to ownership or occupation of your home; and defence of actions against you where you have privately sold personal goods. Family Legal Protection provides cover for the policyholder and members of their family who normally live with them.
So put your mind at rest and get a quote on Direct Line Home Insurance with Family Legal Protection today.
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