Home insurance - Tips & Advice - Buildings insurance

Your house and its contents are valuable investments, so make sure they are adequately protected with Direct Line house and contents insurance.

Your house is not only a huge investment and probably your biggest financial asset, it also provides a roof over your head and the heads of your loved ones. So, if anything should happen to the structure of it – say a storm causes damage to the roof, or fire destroys the kitchen, for example – you don’t want to be left in the lurch wondering how you are going to afford to resolve the issue.

That’s why it’s worth investing in Direct Line buildings insurance for your house, and for your peace of mind. Under a Direct Line Home Insurance Buildings policy your house is insured as standard up to the value of £1million (this limit is unlimited with a Direct Line Home Insurance Plus Buildings policy). It includes cover for outbuildings, fences and gates (fences & gates not covered for storm or flood) if damage should occur because of incidents such as storm, fire, theft, vandalism or subsidence. And if you need to make a claim, you get automatic access to a 24-hour helpline to assist with any of the details. You can get full details of our Direct Line buildings insurance – including when and how you can claim and any terms and conditions that apply – online from our downloadable home insurance policy documents.

The contents of your house should also be insured for ultimate peace of mind. Use our online home contents calculator to work out how much contents insurance you need and you’ll probably be surprised at how much the sum total of everything you own works out to. With Direct Line Contents Insurance, you will automatically receive up to £50,000 of Contents cover (cover can be increased if required). Take a quote online and we’ll get back to you with a premium and when you’ve purchased the policy we’ll send you a home contents schedule and policy booklet that outlines exactly what your policy covers.

We know how precious your house and contents are, and know how worrying it can be if you have to wait to be insured. We’ve therefore made the application process for both our buildings insurance and contents insurance as quick, easy and straightforward as possible.  You can buy them online either as separate policies, or together.

When you apply for a home insurance quote and buy house and contents insurance online we’ll also give you an instant discount.