Home insurance - tips & advice - buildings insurance

Insurance is there to protect you against the uncertainties of life, but you’d be hard-pressed to find anyone who expects something to actually happen to the bricks and mortar of their home. We’re sure that people who have fallen victim to storms and flooding in recent years never expected those disasters to strike, but the ones who were adequately insured were at least able to draw some comfort from the fact that they were able to replace damaged items and repair their properties quickly.

Your home is, most likely, the most valuable ‘possession’ you will ever have, so making sure you have the right house insurance will give you reassurance that you are covered in the event of a problem.

Direct Line buildings insurance will cover the physical aspects of your home, such as the walls and roof, as well as permanent fixtures and outbuildings. You will be protected against damage caused by fire, storms, flooding, subsidence, vandalism and more, as well as having up to £25,000 to cover the cost of alternative accommodation if your home is unfit to live in.

Getting the right amount of cover is vital, and you should ensure that your buildings cover reflects the cost of totally rebuilding your property. Direct Line provides buildings cover up to £1,000,000 to cover the cost of rebuilding your home and outbuildings. 

Get a home insurance quote from Direct Line and find out how much it will cost to be covered. And why not get a quote for contents insurance at the same time.  Use our insurance  calculator to help ensure you have the level of cover you need.