Home insurance - tips & advice - understanding home insurance

Owning our own home is the biggest financial commitment most of us will ever make. But now you’ve become a home owner, you need to make sure that your home and its contents are properly protected.

Direct Line’s Home insurance policies will cover both the structure of your home (buildings insurance) and what’s in it (contents insurance) against fire, theft, lightning and escape of water or oil. There is also a range of optional extras available, including accidental damage cover, personal possessions and family legal protection, to suit your needs. Our 24-hour emergency hotline is UK-based and ready and waiting to help.

Direct Line’s home owners insurance is designed to help you solve problems, not add to them. Not only can you buy your buildings and contents together, if you buy them online you will automatically benefit from an extra discount.

We also offer new-for-old replacements and, wherever possible, will arrange delivery of any replacement items right to your door. Our Home Repair Network enables us to find reputable local tradesmen for you and make all the arrangements for their services directly with them. What’s more, we’ll even sort out payment directly with them, meaning that you don’t have to pay the repairmen out of your own pocket and then claim the money back from us. All repairs carried out by our recognised network are guaranteed for 12 months.

So, why not get a quote today and make sure your home is properly protected.