Home insurance - tips & advice - contents insurance

If you add up the replacement value of the furniture in your home you will see why it’s so vital to invest in adequate home contents insurance cover. Likewise, built-in components such as kitchen units need to be covered under an adequate home buildings policy. Direct Line Home Insurance policies can help provide cover for both.

Direct Line Home Contents Insurance provides cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds. Contents cover is provided for loss or damage through fire, smoke damage, lightning, theft, flood and escape of water or oil.

Any valuables you have worth over £1,500 will need to be specified on your policy. Direct Line Home Contents Insurance also insures items in your garden up to the value of £1,000. Great news if you have invested in good quality patio tables or chairs too. To help you work out how much cover you need, click on our handy home contents calculator online. You can then apply for an instant quote online too.

Direct Line Buildings Insurance provides cover up to £1,000,000 for the cost of rebuilding your home and any outbuildings. It not only covers the structure of your home, but also permanent fixtures such as fitted kitchens, bathrooms and fitted wardrobes.

Invest in Direct Line Extra Accidental Damage and you will be insured against DIY disasters and accidental damage to furniture too.

If you’re looking to take out a new home insurance policy, Direct Line offers a good deal better. So, before you arrange your house insurance, get a quote from Direct Line and see how much you could save.