Home insurance - Tips & Advice - Second homes
Direct Line doesn’t just offer cover for your main home, we can also provide holiday home insurance for second homes in the UK.
More and more people are investing in a second home or holiday home in the UK. But not everyone thinks about all the costs involved, including home insurance. But making sure your second home is insured is just as important as securing your main residence. It is still compulsory with mortgage providers to have buildings insurance on any house you buy. And it is especially advised that you invest in contents insurance to give you extra peace of mind should something happen when you are away.
If you are a UK holiday homeowner and want to invest in home insurance with us, you can call us on 0845 878 3564 for extra information and a quote. There are also optional extras that can be added onto your second home insurance including Accidental Damage Cover and Family Legal Protection, and, if you buy Direct Line Home Insurance Plus these covers will be included as standard. (If you already have Family Legal Protection with Direct Line home insurance on your main residence, it is not necessary to take this optional extra out again on a Direct Line policy for a second home). You can get full terms and conditions for all these from our downloadable home insurance policy documents online.
Here you will find terms that apply especially to your holiday home. These include not being away from the property for more than 60 consecutive days and making sure your home security meets all our requirements.
Once you have read through the terms and conditions you should be ready to call us for a quote. Simply tell us which cover you require and one of our representatives will ask to take some personal details and information on the property you would like to insure. They can then provide a quote and if suitable, you can buy the policy immediately and relax, knowing that your holiday home is insured.
So don’t leave your holiday home uninsured. Get peace of mind – get home insurance for your UK second home with Direct Line.
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