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We'll aim to secure your house within 2 hours if you are burgled
(53% nationwide incidents. (March 2011-Aug 2011). Direct Line secured 142 homes within 2 hours.)

Home insurance

Direct Line Home Insurance

Offering you two levels of cover to suit your needs. Compare our Home insurance using the table below:

Level of cover
Direct Line Home Insurance
Direct Line Home Insurance Plus
Buildings cover
up to £1,000,000
as standard
Unlimited
Contents cover
up to £50,000
as standard
up to £50,000
as standard
Personal Possessions
Optional
up to £5,000
as standard
Accidental Damage
Optional
yes
Family Legal Protection
Optional
yes
Annual Travel Insurance
(upper age limit and pre-existing condition exclusions apply)
no yes
Home Emergency
Optional
up to £500
Cycle cover
Optional
yes
Identity and Online Fraud Assistance no yes

The home insurance that gets even better

  • UK only call centres for all our sales, service and claims lines
  • Discounts available when you purchase more than one Direct Line policy (excludes SELECT)
  • We can arrange for professional tradesmen to carry out repairs on your behalf
  • 24 hour emergency helpline
  • We automatically increase your contents insurance sum insured if you're getting married and at Christmas.
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Service to make you feel right at home

  • If you move house, we cover your contents whilst in transit, when you use professional removers
  • We'll provide alternative accommodation if your home is made uninhabitable by an insured event
  • We will give you £25 towards your current home insurance provider's cancellation/switching fees
  • If you don't make a claim, we will give you a discount when you renew
  • We cover loss or damage to Contents for your children at College, University or Boarding School (up to 10% of sum insured)
  • Contents covered in the garden (up to £1,000) and plants (up to £250)
  • Tailor your policy by choosing to add extra cover levels such as personal possessions, accidental damage, family legal protection or home emergency

Direct Line Home Insurance Plus

Our Home Insurance Plus product includes the following levels of cover as standard:

  • Unlimited buildings cover
  • Contents cover
  • Worldwide Annual Travel Insurance (upper age limit and pre-existing condition exclusions apply)
  • Family Legal Protection
  • Accidental Damage cover on Buildings and Contents
  • Personal Possessions cover
  • Home Emergency
  • ID Fraud Assistance
  • Cycle cover

Take a look at the Home Insurance Plus Summary of Cover for more information.

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Discounts? We've got them covered too

Get Direct Line Home Insurance and we'll give you an introductory discount on:

Discounts exclude Direct Line SELECT products.

 

Contact us

If you have any questions or need help with your online quote contact us on

0845 246 0860

Opening hours

Online Discount

Don't forget, you'll only get a further discount when you buy online. (Excludes SELECT)

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Introducing SELECT


SELECT from directline

A new home insurance product for people with contents worth more than £75,000.

Find out more

Accidental Damage Cover

Because we've all spilt a glass of red wine or accidentally dropped something.

Image of a spilt glass of wine

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Online Security

We guarantee your security throughout our online quoting and payment processes.

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Landlord insurance

Get the right cover for you and your rental property.

landlord insurance


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"How to" videos

Help keep your home in good shape with these tips and advice from Tommy Walsh.


Watch our useful tips and advice on home maintenance presented by Tommy Walsh

Tips and advice

Helpful advice from our experts on a range of property-related topics.

Second homes
Buildings insurance
Contents insurance

Find out more

TV ads

Take a look at our latest hilarious TV adverts.



Why not take a look at our hilarious new TV advert?