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Contents Insurance
Direct Line Contents Insurance
If you are looking for contents insurance, then why not try Direct Line? Direct Line automatically provides you with contents cover of up to £50,000 as standard. On top of that we also:
- Provide cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds (excludes clothing)
- Cover cash in your home up to £500, plus items in the garden up to £1,000
- Cover against fire, smoke damage, lightning, theft, flood and escape of water or oil
- Cover accidental damage to freezer contents (up to £500), replacement locks and keys following theft of keys, and possessions temporarily removed from the home e.g. while children are at college
- Includes an automatic increase of 5% of the sums insured for four weeks either side of Christmas and family weddings
- 24-hour Emergency Helpline
Contents insurance summary
Compare our levels of contents insurance below.
| Cover | Home Insurance standard policy | Home insurance plus policy |
| Loss or damage to contents caused by fire, lightning, smoke, storm or flood | Up to £50,00 | up to £100,000 |
| Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) | Up to £5,000 | Up to £10,000 |
| Money in the home | Up to £500 | Up to £1,000 |
| Contents in the garden | Up to £1,000 | Up to £2,500 |
| Lock & Keys (replacements if keys lost or stolen) | Unlimited | Unlimited |
These are just some of the benefits you get with a Direct Line contents insurance policy. To view the full summary tables, please see the links below.
Specific contents information | Other contents insurance information |
| Jewellery Insurance | Keeping your bicycle safe |
| TV Insurance | Contents insurance for tenants |
| Computer Insurance | Kids going to college |
| Wedding Insurance | |
| Furniture Insurance |
Accidental Damage Cover
Because we've all spilt a glass of red wine or accidentally dropped something.
Personal Possessions cover
If you're always out and about, this insurance covers the items you take with you like jewellery or a mobile phone.
Tips and advice
Helpful advice from our experts on a range of property-related topics.
Second home insurance
Buildings insurance
Contents insurance
Electrical Fire Safety Advice

