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Contents Insurance

Direct Line Contents Insurance

If you are looking for contents insurance, then why not try Direct Line? Direct Line automatically provides you with contents cover of up to £50,000 as standard. On top of that we also:

  • Provide cover on a new-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds (excludes clothing)
  • Cover cash in your home up to £500, plus items in the garden up to £1,000
  • Cover against fire, smoke damage, lightning, theft, flood and escape of water or oil
  • Cover accidental damage to freezer contents (up to £500), replacement locks and keys following theft of keys, and possessions temporarily removed from the home e.g. while children are at college
  • Includes an automatic increase of 5% of the sums insured for four weeks either side of Christmas and family weddings
  • 24-hour Emergency Helpline

Contents insurance summary

Compare our levels of contents insurance below.

Cover Home Insurance standard policy Home insurance plus policy
Loss or damage to contents caused by fire, lightning, smoke, storm or flood Up to £50,00 up to £100,000
Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) Up to £5,000 Up to £10,000
Money in the home Up to £500 Up to £1,000
Contents in the garden Up to £1,000 Up to £2,500
Lock & Keys (replacements if keys lost or stolen) Unlimited Unlimited

These are just some of the benefits you get with a Direct Line contents insurance policy. To view the full summary tables, please see the links below.

Specific contents information

Other contents insurance information

Jewellery Insurance Keeping your bicycle safe
TV Insurance Contents insurance for tenants
Computer Insurance Kids going to college
Wedding Insurance
Furniture Insurance

Accidental Damage Cover

Because we've all spilt a glass of red wine or accidentally dropped something.

Image of a spilt glass of wine

Accidental damage cover

Personal Possessions cover

If you're always out and about, this insurance covers the items you take with you like jewellery or a mobile phone.

Personal possessions cover

Freezing Weather

Freezing Weather

Let Direct Line help you fight the freeze.

Landlord insurance

Get the right cover for you and your rental property.

landlord insurance


Landlord insurance

Tips and advice

Helpful advice from our experts on a range of property-related topics.

Second home insurance
Buildings insurance
Contents insurance
Electrical Fire Safety Advice

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